My Actifit Report Card: September 14 2026
These days, securing a loan has become an incredibly difficult task. It is not that money itself has become scarce; rather, the root cause is that people often borrow money and then fail to repay it.
Those with influence manage to recover the money they lent, while others—lacking such clout—often give up, thinking, "Let the money go; at least I can avoid the hassle."
Some borrow repeatedly without the means to repay, while others—even when they do have the funds—choose not to pay, thinking, "What can they do to me?" People need to remember that repaying someone who helped in a time of need is a mark of decency; those who lack this quality are capable of anything.
There are many instances where relationships have been ruined because a lender could not recover the money they lent. Kinship and friendship often pale in comparison to money; after all, the lender might eventually face their own financial crisis, yet the borrower remains oblivious to the hardship caused by the failure to repay on time.
Furthermore, borrowers rarely make an effort to repay even when they finally come into funds; the situation often becomes a complete waste, like pouring rosewater into ashes.
When asking for help, people often speak with great humility, acting as if their very lives depend on securing that loan. Before the money is handed over, the lender appears like a savior—almost god-like—but when repayment is due, that same person is viewed as a demon or a tormentor.
That is why elders used to say, "A brother is a brother, but a card game is a card game"—meaning that when it comes to money, even close relationships must be viewed realistically.
Above all, it is best not to lend money to anyone; it is better to be considered "bad" for refusing than to be considered "bad" after actually lending it—at least the money remains safe.
Not everyone is like this, but there are many who behave this way. Because of such people, those who are genuinely in need struggle to secure loans, as the actions of the non-payers make it difficult for the borrowers.
As for my day, even though it was a holiday, I had to go to the office. I couldn't avoid working today because of an audit scheduled at our head office tomorrow.
I started the day by going for a walk and attending to some personal chores, then returned home to freshen up and have breakfast before heading to the office. Later, I rested for a while and then boarded a bus at night to travel to our head office. That is all for today.
The content is originally written in my native language and converted into English on Google translate.
This report was published via Actifit app (Android | iOS). Check out the original version here on actifit.io
Money is the essence of life