My Savings Journey with Saturday Savers Club
Let's try this again, shall we?
About this time last year, I set the same goal that I am about to tell you about. Like many of our goals that we set when we are motivated—perhaps by some motivational quote, speaker, or inspiring event—some of them flourish, maybe, and then some just fall by the wayside. This one, dear reader, is one of the many that eventually fell by the wayside.
Being financially knowledgeable had never been my strong suit, ever since I was a kid. I am usually inclined towards instantaneous gratification. Looking long-term always seemed far away. However, growing up and becoming more of an adult over the years have allowed me to see the essence of being financially educated.
Now. Now. This isn't about being financially educated. Not exactly. It is more about coming to the realization that one needs to learn to "put away," because we sure have different seasons and they aren't all rosy. Hence, keeping something aside every now and then could do a lot more than one initially imagined. Savings. Yes. That's what Olujay is talking about today—his plans and how they are going.
Humble Beginnings
I have become more keen on growing my account in the last couple of months. There have been ups and downs all through the year. With more understanding and vigour now, thankfully, I am going again. And, also, forging ahead without despising humble beginnings.
I do not have any immediate need to save up, so my savings are going to be geared towards being an emergency fund for now. And, also, I am putting more effort into building my stake, especially with the opportunity that the price of Hive is really low in these times. So, basically, my savings goal is about HBD Savings and Hive Power.
Something that I have learned this year is the power of walking in groups. I am very much the kind to do things on my own and in my own way, basically like a lone wolf. I understand better now that there is a good impact doing things with people can have on one's progress and growth. It is why I am joining the Saturday Savers Club.
Walking in Flocks
It is always a delight to host the 9JA SHOW in the Hive Naija community on Discord, and in one of the sessions, we had a special guest come around to tell us about something truly exciting, an initiative that had been around for quite some time that people should really know about.
There's a whole community of intentional people working to develop themselves through saving. And from what I have learned so far, there are pretty sweet programmes and methods to help one achieve their financial goals. One of them is the space it provides where likeminded people, you know, grow together.
With @shanibeer enlightenment in the show about Saturday Savers Club, I felt it was something I would like to be a part of, as it piqued my interest. So, dear reader, I am joining the SSC to save my life. Feel me? Yeah...
The Way Forward
Thankfully, I also had @deraaa further increase my interest with her activity and growth so far, as well as her gospel about it. And without further ado, my goals are as follows:
ᴘʀɪᴍᴀʀʏ | ᴄᴜʀʀᴇɴᴛ | ɢᴏᴀʟ |
---|---|---|
ʜɪᴠᴇ ᴘᴏᴡᴇʀ | 𝟸,𝟺𝟽𝟿.𝟻𝟿𝟸 | 𝟺𝟶𝟶𝟶 |
ʜʙᴅ sᴀᴠɪɴɢs | 𝟷𝟸.𝟶𝟷𝟼 | 𝟼𝟷 |
sᴇᴄᴏɴᴅᴀʀʏ | ᴄᴜʀʀᴇɴᴛ | ɢᴏᴀʟ |
---|---|---|
ɴᴇᴏxᴀɢ | 𝟼𝟻,𝟺𝟾𝟹.𝟽𝟶𝟿 | 𝟷𝟶𝟶,𝟶𝟶𝟶 |
Since the first day in September, I have been doing two things consistently, and they are powering up 1 HP every day and putting 0.5 HBD into HBD Savings every day as well. It is small, but I consider it better than nothing.
When the end of the year comes, I should have 61 HBD saved and then 122 HP more from the everyday powerups. I hope to earn more HP from making posts and earning on them, especially with the 100% powerup payout option that I have been doing lately and will be doing more of now. The secondary goal is to take my NEOXAG stake all the way to 100,000. It's a native token of the city of Neoxian, and I'd like to really build my stake there.
Hereon, let's see how it all goes. I am positive about it, and I am more encouraged by being a part of the Saturday Savers Club. If you are interested in SSC, you can indulge yourself and peruse this post of theirs here.
This man always puts on his professor glasses when he wants to write. Olujay, are you sure your calling isn’t in one publishing somewhere?
This is the first step of many and I just know that you would flourish. Hehehe. Keep saving and soon, we’ll be buying a jet 👀
It's funny that I don't exactly like writing that much. 😄
I do it anyway. And, no, I doubt there's a calling like that. That would be yours.
Unless either one of us can fly a jet, I'd rather buy a nice super car.
Thank you, Dera.
I can. I’ll be your pilot 😀
I hope you achieve your plans, I also started doing some personal savings myself. I just hope I reach the goal
That's very nice. I hope you don't encounter much trouble and reach your goal.
Your goal of HP and HBD seems very much possible one in my eyes and I think you will be able to achieve it before the end of the year 🙂. Best of luck to you.
I think it's important to keep goals realistic and achievable. I am well aware that I could even surpass the goals I set here, but knowing I achieved something I set is better than not achieving something unrealistic in the end. I'm glad you consider them so.
Thanks for coming around ,man.
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Wow, the steps you are taking ALREADY in achieving your set goals are nice and I am positive that you will smash them all. Indeed, the power of walking in groups works like a magic. You will have like minds to ginger you. I hope we all celebrate our achievements by the year end.
!pimp
You must be killin' it out here!
@nkemakonam89 just slapped you with 1.000 PIMP, @olujay.
You earned 1.000 PIMP for the strong hand.
They're getting a workout and slapped 1/2 possible people today.
Read about some PIMP Shit or Look for the PIMP District
People like you ginger me, Sweet Nkem. And I appreciate you and your support for everytime.
We'll walk this walk together and come out accomplished. 🙂
Thank you!
You will reach the goal quickly I am sure. The thing is that HP if you do curation quickly increases. And also more you curate the variety of posts, within the RC range, it can be a good choice too. Your goals are awesome. You'd surely reach it.
I appreciate the insights and encouragement. I'll keep being resilient and continue growing. I hope you're having a great day.
Its great to see your first post with the Saturday savers club !!! Those look like good goals, and its great to see you are managing to put savings away daily - nice work. I'm looking forward to seeing your updates going forward !
!ALIVE
!LOLZ
!PIZZA
!PGM
@olujay! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (7/10)
The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.
BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!
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Thank you for your kind words and the tokens. I'll try to keep at it and continue growing steadily. I hope the weather is just fine over there.
Thanks - the weather aint too bad here (Scotland). Its autumn here now, so it just got colder these last two weeks - but it aint too bad today !
Getting colder, eh? Does it mean you're going into winter? Thankfully, it wasn't too bad.
$PIZZA slices delivered:
@ericburgoyne(1/15) tipped @olujay
hoosie tipped olujay
Hi, you have been selected as a contender for this weeks #saturdaysavers club #topauthors poll !
You can find the announcement post here:
https://hive.blog/hive-167922/@eddie-earner/saturday-savers-club-author-of-the-week-ending-29nd-september-including-announcing-our-weekly-winners-
You can find the poll here:
https://leofinance.io/threads/view/eddie-earner/re-leothreads-v1zxk74q
Best of luck - cheers @hoosie !
Many thanks! I'll go on to check it out and vote.
great post
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!DHEDGE
!PGM
BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!
The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]
5000 PGM IN STAKE = 2x rewards!
Discord
Support the curation account @ pgm-curator with a delegation 10 HP - 50 HP - 100 HP - 500 HP - 1000 HP
Get potential votes from @ pgm-curator by paying in PGM, here is a guide
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