Escape the 9–5: My Thoughts on Early Retirement

Now if you see, everyone is talking about early retirement and everyone is making good investments for it. If your family is not dependent on you and if you are an earning member and you are making regular investments from a few years and have planned that you will retire after a few years, then you can easily achieve all these things. If a person gets a job at around 25 years and he continues saving for 15 years, if his family is not dependent on him in any way and if he saves in a disciplined manner, then he can create a good amount of wealth in 15 years itself. Everything depends on where the person is investing and from time to time there is a need to increase his investment and if you are investing a fixed amount every year then you have to increase it by some percentage every year because increment (in salary) is almost everywhere every year, if it is not increased then it is a different matter, otherwise if it is felt then you should increase the investment also. There will hardly be any person who wants to work less, there are very few people who remain happy by working less, most of the time everyone has a lot of stress and they remain worried.

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If you get the opportunity for early retirement, you should probably say yes because if you are getting enough money as your monthly expenses are, then you can easily do many things freely and without any hindrance. If you work, then you have to give your time there because probably no one will give you money without doing any work.

No worry about money -:

If you retire early and you get enough money that covers your monthly expenses, then you should retire because you do not have to worry about work and neither do you have any tension about anything, no tension about deadlines, no tension about getting up early in the morning and going to office, no tension about getting up early in the evening and coming home, you have your entire day at your disposal and you can do whatever you want and your money will keep coming. See, nowadays there are many schemes available through which you can save for early pension. Some people are smarter than you and still keep planning all these things and they keep making small investments. See, retiring does not mean that you are very rich. Some people take early retirement because they have created so much wealth that they do not need to do anything. Most of the people have this dream that they should go to the mountains and live a peaceful life with their family.

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No more work -:

If you get early retirement then you do not need to worry about anything related to work, you will get money monthly and you can spend it in the way you want. If you do not have any kind of work and money is coming in then you will have a lot of free time and can do a lot of things, you can travel here and there and you can go to meet your relatives, you can travel with your friends and you can do many other things, the retirement fund that you will have will not be so much that you can enjoy a lot, you will have to balance your budget, if you have extra money then it is a different matter.

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can work or do what you really like -:

If you do not do any job and you are getting monthly money, then you have a lot of time which you can use for other things. You can use your time in such a place where you should have done or you can do the things which you like. You like travelling, you should go travelling. If you are a family person, then you have to think a little bit because the whole family is dependent on you. If you are a single person and your family is not dependent on you, then things change a lot and you You can live quite freely and you do not need to worry about anything.

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So overall it is like this that if I get retirement then I would definitely like to take it, not right now because my financial condition is not that good right now, I would like to improve it a bit first, after working for a few more years I also plan to retire in some years, let's see what kind of twists and turns or ups and downs come in our life, only time will tell.

I have also started my YouTube Journey if you are interested to check my Channel/ Video then feel free to check that out from here

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