Tribaldex Blog

Voo and chill

@themarkymark81
(edited)
investing

I'm sure you have heard Netflix and chill but never had the opportunity to partake. That's ok, you can still Voo and chill without ever finding the one.

Voo?

VOO is a ETF that represents the top 500 companies in the US, basically the S&P 500. What is great about VOO is it has a very low expense ratio, this is administration fee to maintain the ETF. Compared to SPY (0.0945%), VOO (0.03%) is very attractive for long term investing.

Why am I telling you this? Less than 10% of investors over-perform the S&P 500. So buying an ETF like VOO to park your money and will better than 90% of investors. As someone who aggressively plays the stock market, if anyone asks me for advice, this is always what I tell them.

I am not one to give financial advice, I hate making recommendations to friends and family and will always suggest for them to VOO and chill. VOO however only diversifies the US market, adding 20-30% of your portfolio with VXUS will give you a lot of international exposure which will over-perform S&P 500 in some years and help hedge when the US market is in a downturn. I generally still stick with a VOO only strategy.

This is a portfolio back test of a VOO, VOO & VXUS, and SPY (S&P 500 ETF) over the last 9 and a half years. As you can see VOO performs very similar to SPY but has a slight advantage due to the lower expense ratio. Even 1/3rd expense ratio has very little impact on your portfolio over 10 years with only a $200 difference with a $10,000 investment or 0.0055%.

Over the course of almost 10 years, you would have seen a 350% return. There are other options, some like VT, VTI, FXAIX, and SPY. If you back-test all these options, VOO will always be in the lead.

I prefer a more aggressive and actively managed strategy, but I still recommend VOO and chill. VOO and chill is boring, but good investing is boring.

Gains like this are very exhilarating, but they are very difficult to pull off and there are always losses. In most cases, these loses will cause people to blow their account. Unless you want to live/breath the market, VOO and chill will win almost every time.

A lot of people hire wealth management agencies to manage their capital and in most cases these agencies will under perform VOO and chill and charge you 1% a year to do so.

Are you paying someone to under perform the market?

I got my son started in the stock market and he is currently 100% invested in VOO and is up 8.62% this year. The only other asset that consistently out performs is Bitcoin, even Gold can't compete with the S&P 500.

Even if you plan to be more aggressively investing, parking your cash in VOO until then is a smart move. Even if you can only dollar cost average $10 bucks a month, you will be better off for it.

This is not financial advice and just my personal opinion. As always, ask your mom before losing money.

Posted Using INLEO

investingbitcoinhive-engineneoxianvybpobcentarchonleofinancestocks
1.07104988 BEE
17 comments
@cwow272

I have been DCA'ing every single month into ETF's over the past 3 years, not VOO since its not available for me, but for I did find a ETF which tracks DOW :D

Slowly but surely. Its boring, but it look good so far :D

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@themarkymark81

VOO is great, but there are other options that will be very close in performance. A lot of Fidelity users like FXAIX. I like the VOO because it (usually) isn't limited to what broker you use.

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@cwow272

Problem is I live in Denmark and we don't have some sort of agreement with the US when it comes to Stocks, so I would have to pay extra taxes on stuff whenever I sell xD I also have to tell the IRS here the stock value posion I have, since because we lack that agreement, the broker isn't providing that info on their own..

So I could buy it, but its just a hassle :c

But I am up 14% the past 3 months and up 36,9% ever since I started investing xD
So I feel like I got lucky / its works what I do xD

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@oblivioncubed70

I'm a long way from the kind of cash you throw into investing but I'm staring at my first 100k in the next year or two and I'm teaching my kids the same: 10 bucks regularly over time is a huge head start if you begin stashing it away as soon as you can at 18 or whatever age you're able to get accounts set up.

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@themarkymark81

Got to start somewhere. There is no shame in that.

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@oblivioncubed70

I was late to the game as my parents were on the struggle-bus most of their lives, so almost 100k in an RRSP (similar to a 401k but for Canada), ain't bad. I had to teach myself this shit, and while I'm bordering on 40, I've done more than my folks ever did already. If I can set the kids up to do even better than me, I'll count that as a huge win.

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@deraaa72

If I understand correctly, a novice like me can send my money into VOO and let it appreciate? Like HBD savings? (forgive me my ignorance but I’m asking cause I’m interested).

I have never traded in my life and I would always prefer a safe option. I didn’t t understand most of the terms here but I think I understood the “chill”.

So, am I right on this one?

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@themarkymark81

Yes. VOO is an etf, an exchange traded fund. It has built in diversity by having 500 of the top companies.

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@deraaa72

Okay. Thank you. I’ll make my research and… hopefully start!

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@epic-fail66

yes, I love STONKS too. Voo is in the mix

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@pussolinj12

It's better for you to stay relaxed and not follow the ETFs that then blacklist the wrong people 🐱🐱 it's better to stay on Hive and dex platforms Pussolinj's mother told me

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@bozz81

Very interesting. I am going to have to check this one out. Most of my funds are through the Capital Group, but I think my wife has some vanguard investments.

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@slider299067

Great advice. Although you will not be the center of attention at the cocktail parties.

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@aussieninja69

Co-sign this advice!

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@kgakakillerg76

Please remove me from your racist blacklist and stop downvoting my original content 🙏🏾

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@kgakakillerg76

Blocktrades can you please stop downvoting my original content with your alt accounts thanks 🙏🏾

😂😂😂😂😂😂😂😂😂😂😂😂😂

Don't be jealous So sad @themarkymark aka @theycallmemarky Aka @marky @gogreenbuddy Aka @letusbuyhive @buildawhale Aka @punkteam please explain why you keep downvoting my original content and comments 🤔

Please explain to everyone why 🤔

@meno @steevc @crimsonclad @azircon let's not forget blocktrades 😂 please tell your racist friend to stop downvoting my original content

How can we we allow a mentally ill person to have so much control on Hive 😂

It's unbelievable you downvoted this Goodbye Auntie R.I.P 🙏🏾 You fucked up big time it's clear blocktrades is in control 😂

If nothing can be done about your downvote abuse then Hive is a dead project 👎🏾

It's crazy that the person doing the downvoting is also farming the shit out of Hive 😂😂😂😂

If anyone wants to speak to me privately send me a message on Instagram @kgakakillerg

You can never stop the truth with lies 😂😂😂😂😂😂

It's crazy we have a man who pretends to be a millionaire running around Hive downvoting people for fun 🤔 and nothing has been done 🤔

It's crazy that someone is trying to bully me on Hive 😂😂😂😂😂😂😂😂

It's unbelievable that no one has came to help as people are afraid to say anything or they get downvoted too 😂😂😂😂😂😂

There's no real freedom on Hive if one person can cause so much harm

I feel sorry for you 🙏🏾

One thing you need to remember you can't take anything with you 😂😂😂😂

Go and enjoy your life have a bit of fun let your hair down go out and meet some real people in the flesh 😉

Your actions show that you must own Hive Blockchain 🤔 why do your actions go unchallenged 🤔

You are now stalking me 😂😂😂😂

Are you jealous about the DHF 😂😂😂😂

Aren't you farming enough rewards 😂😂😂😂

I heard you were into very young girls 😂😂😂😂😂😂

Is that why you are always online 🤔

Stalking people

No one is scared of you 😂😂😂😂😂😂😂

You are bad for Hive

Power down and go away get a life

https://hive.blog/hive-135178/@crimsonclad/re-kgakakillerg-sxllhv

https://hive.blog/hive-148441/@hivewatchers/svftu9

https://hive.blog/hive-148441/@hivewatchers/svdjjz

https://hive.blog/hive-176853/@steevc/re-kgakakillerg-syyy4x

https://hive.blog/dev/@howo/re-kgakakillerg-szhax7

It's unbelievable that they downvoted this Goodbye Auntie R.I.P 🙏🏾

It's clear you need help 🙏🏾

Hive is being held down by downvoting whales

Do you get a buzz out of downvoting people 🤔

You should really try to get outside more spend some time in the real world 🌎🌍

Why are you pushing people away to blurt and steemit

You are all definitely going to hell 😂😂😂😂😂😂😂😂

Why do you want to make enemies all over the world 🤔

Blocktrades stop making a fool of yourself 😂😂😂😂😂😂

Steevc please explain to your friend they have been exposed 😂😂😂😂😂

Downvotes are weak like you 😂😂😂😂😂😂😂

Why don't you go and spend your millions of dollar's you have 😂😂😂😂😂😂😂😂😂😂😂😂

Blocktrades please explain why you keep downvoting my original content with your alt accounts 🤔

You are so sad it's unreal 😂😂😂😂😂

You must know that you can't hide on Hive 😂😂😂😂😂😂😂

If you want everyone to leave Hive keep doing what you are doing 😂😂😂😂😂😂😂😂😂😂

Just remembered who started this

I'll be here to turn the lights off 😂😂😂😂😂😂

You are still stalking me 😂😂😂😂😂 it proves you have no life outside of Hive 😂😂😂😂😂😂😂👎🏾👎🏾👎🏾👎🏾👎🏾👎🏾👎🏾😂😂😂😂😂

Blocktrades please can you stop downvoting my original content with your alt accounts 🤔

Also is bullying people ok on Hive 🤔

You are only making Hive look like a big scam

Why do you keep stalking me I'm not gay sorry I can't help you 🙏🏾

Just tell me what the issue is 🤔

You are that stupid you set up an account called letusbuyhive to downvote people and support your farming Hive friend's 😂😂😂😂😂 and @buildawhale

Please get some help 🙏🏾

It's clear who has mental health issues that's why you should really stop pointing fingers at others 😂😂😂😂😂😂😂😂😂

It's clear blocktrades is behind this 😂😂😂😂😂

Can you please explain why you keep downvoting my original content I don't want to hear it's because disagreement of rewards I don't make any 😂😂😂😂😂

Please move on with your life blocktrades and leave me alone thank you 🙏🏾

Please tell everyone why you keep downvoting my original content 🤔

Still stalking me 😂😂😂😂😂😂

The way you are stalking me it's clear you have no Life outside of Hive 😂😂😂😂😂😂😂

Keep downvoting people away 😂😂😂😂😂

Some people never learn 😂😂😂😂😂😂😂🤣🤣🤣🤣🤣

0.00000000 BEE
@joyyusuf67

Im being down voted forr no reason, im not a sccam annf u still keep down voting this little I get. @hivewatchers help me outt here @themarkymark

0.00000000 BEE
@bokica8069

What is problem? Why you devote my posts?????

0.00000000 BEE
@old-guy-photos76

Boring is good when investing. To balance it out I say trade the spoos!

0.00000000 BEE
@kgakakillerg76

Blocktrades can you please stop downvoting my original content with your alt accounts thanks 🙏🏾

😂😂😂😂😂😂😂😂😂😂😂😂😂

Don't be jealous So sad @themarkymark aka @theycallmemarky Aka @marky @gogreenbuddy Aka @letusbuyhive @buildawhale Aka @punkteam please explain why you keep downvoting my original content and comments 🤔

Please explain to everyone why 🤔

@meno @steevc @crimsonclad @azircon let's not forget blocktrades 😂 please tell your racist friend to stop downvoting my original content

How can we we allow a mentally ill person to have so much control on Hive 😂

It's unbelievable you downvoted this Goodbye Auntie R.I.P 🙏🏾 You fucked up big time it's clear blocktrades is in control 😂

If nothing can be done about your downvote abuse then Hive is a dead project 👎🏾

It's crazy that the person doing the downvoting is also farming the shit out of Hive 😂😂😂😂

If anyone wants to speak to me privately send me a message on Instagram @kgakakillerg

You can never stop the truth with lies 😂😂😂😂😂😂

It's crazy we have a man who pretends to be a millionaire running around Hive downvoting people for fun 🤔 and nothing has been done 🤔

It's crazy that someone is trying to bully me on Hive 😂😂😂😂😂😂😂😂

It's unbelievable that no one has came to help as people are afraid to say anything or they get downvoted too 😂😂😂😂😂😂

There's no real freedom on Hive if one person can cause so much harm

I feel sorry for you 🙏🏾

One thing you need to remember you can't take anything with you 😂😂😂😂

Go and enjoy your life have a bit of fun let your hair down go out and meet some real people in the flesh 😉

Your actions show that you must own Hive Blockchain 🤔 why do your actions go unchallenged 🤔

You are now stalking me 😂😂😂😂

Are you jealous about the DHF 😂😂😂😂

Aren't you farming enough rewards 😂😂😂😂

I heard you were into very young girls 😂😂😂😂😂😂

Is that why you are always online 🤔

Stalking people

No one is scared of you 😂😂😂😂😂😂😂

You are bad for Hive

Power down and go away get a life

https://hive.blog/hive-135178/@crimsonclad/re-kgakakillerg-sxllhv

https://hive.blog/hive-148441/@hivewatchers/svftu9

https://hive.blog/hive-148441/@hivewatchers/svdjjz

https://hive.blog/hive-176853/@steevc/re-kgakakillerg-syyy4x

https://hive.blog/dev/@howo/re-kgakakillerg-szhax7

It's unbelievable that they downvoted this Goodbye Auntie R.I.P 🙏🏾

It's clear you need help 🙏🏾

Hive is being held down by downvoting whales

Do you get a buzz out of downvoting people 🤔

You should really try to get outside more spend some time in the real world 🌎🌍

Why are you pushing people away to blurt and steemit

You are all definitely going to hell 😂😂😂😂😂😂😂😂

Why do you want to make enemies all over the world 🤔

Blocktrades stop making a fool of yourself 😂😂😂😂😂😂

Steevc please explain to your friend they have been exposed 😂😂😂😂😂

Downvotes are weak like you 😂😂😂😂😂😂😂

Why don't you go and spend your millions of dollar's you have 😂😂😂😂😂😂😂😂😂😂😂😂

Blocktrades please explain why you keep downvoting my original content with your alt accounts 🤔

You are so sad it's unreal 😂😂😂😂😂

You must know that you can't hide on Hive 😂😂😂😂😂😂😂

If you want everyone to leave Hive keep doing what you are doing 😂😂😂😂😂😂😂😂😂😂

Just remembered who started this

I'll be here to turn the lights off 😂😂😂😂😂😂

You are still stalking me 😂😂😂😂😂 it proves you have no life outside of Hive 😂😂😂😂😂😂😂👎🏾👎🏾👎🏾👎🏾👎🏾👎🏾👎🏾😂😂😂😂😂

Blocktrades please can you stop downvoting my original content with your alt accounts 🤔

Also is bullying people ok on Hive 🤔

You are only making Hive look like a big scam

Why do you keep stalking me I'm not gay sorry I can't help you 🙏🏾

Just tell me what the issue is 🤔

You are that stupid you set up an account called letusbuyhive to downvote people and support your farming Hive friend's 😂😂😂😂😂 and @buildawhale

Please get some help 🙏🏾

It's clear who has mental health issues that's why you should really stop pointing fingers at others 😂😂😂😂😂😂😂😂😂

It's clear blocktrades is behind this 😂😂😂😂😂

Can you please explain why you keep downvoting my original content I don't want to hear it's because disagreement of rewards I don't make any 😂😂😂😂😂

Please move on with your life blocktrades and leave me alone thank you 🙏🏾

Please tell everyone why you keep downvoting my original content 🤔

Still stalking me 😂😂😂😂😂😂

The way you are stalking me it's clear you have no Life outside of Hive 😂😂😂😂😂😂😂

Keep downvoting people away 😂😂😂😂😂

Some people never learn 😂😂😂😂😂😂😂🤣🤣🤣🤣🤣

Are you addicted to downvoting and farming 😂😂😂😂😂😂😂😂😂😂🤣🤣🤣🤣🤣

0.00000000 BEE
@azircon77

over the years, I have traded "anything under the sun", also a few things that are not under the sun :)

And yet, over the last 20-years 100% of my 401-K is invested in S&P500. It is not VOO exactly, it was VFNIX first, then they moved to fidelity and now I have their equivalent. Just like banks they change your 401-K custodians too. Good simple plan that your son started on, if he sticks to it, that is a easy way to be financially free.

-0.15389876 BEE
@themarkymark81

I refuse to pay someone to make me less money than I do.

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