The Wise Millionaire's Playbook: Building Wealth That Works for You

If I wake up and realize I'm $1 million rich, I'll live my dream. In my country, that's #1.39 billion in naira—and this is a lot of money for anyone who is intentional about creating wealth and living the life of their dream. As a religious person who believes in God's blessings, I'll take out my tithe (10% of it) and give it to a few genuine churches that are struggling financially, leaving me with around #1.2 billion.

The first thing I'll do is invest 300 million into businesses. I'll buy both land and properties and also build a few houses for rent. This part of the money is strictly for buying assets—properties that would keep the income coming even after several years. The essence of this is to build wealth that even my children would inherit. I will also use 200 million to buy shares from banks and big organizations, probably putting 50 million each to become a shareholder. This also is another lifetime investment provided the company remains functional. While I have my business and properties that generate income, I'll also have shares where I take in profit without doing anything. Financial gurus would call it "money working for me."

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I still have 700 million left. I'll take out 300 million and share it among my family members. If the wealth remains with me, I'll go through much pressure paying everyone's bills. So it is wise to give every member of the family a share to enable them to create wealth and stay independent—only then would I have all the time to focus on myself and personal growth. I'll also use 100 million to buy some tokens on crypto and save them for a long time. Since nothing is assured, it's better I spread my wealth both offline and online.

The amount that remains would be used for my luxuries. After investment, I see it fit to live the life one dreams of. I'll buy a house to live in, settle down with a family, get myself a car and a new wardrobe, and eat good food. Besides, the beauty of wealth is in that which we feast upon and enjoy. $1 million is not a small amount of money, and if used wisely, wealth stays in that household.

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