Put your money where your mouth is.
I was checking the HBD interest earnings posted by DALZ today and noticed that lazy-panda had already staked 2.2 million HBD and was earning 27K HBD per month.
They started with about 1 million staked HBD, and people began asking questions like "What if they decide to cash out and sell everything, will not it dump Hive?"
Obviously, no one had ever seen anyone stake such a large amount of HBD before, and this raised concerns that they might go rogue one day and dump everything after six months, or that the user would become scared and panic and sell everything. It was a topic that was talked about for a few months, but the discussion gradually faded.
Guess what?
Over the course of two years, the lazy panda has doubled their HBD stake. If you think 2.2M is child's play, then think again. This is mad mega money, and even life-changing for a typical first-worlder. This sum was vested to earn that 15% APR, and they're not ghosts, they're here everyday, participating in Hive.
Of course, let us assume they are just business people who do not care about Hive and only want to make a profit. Should it matter? Not to me.
If I invest such a large sum in a business, I do not expect it to be for charitable purposes. After the 15% the witnesses have set for HBD, they have the option to maximize this to the fullest, and I believe they deserve all of the yields they have earned thus far.
There is no investment that does not come with any risk, and while HBD can be stable (at least 95% of the time), we cannot completely say that there are no risks, especially when the money at stake (pun intended) is $2.2 million.
Reward for Risk & Trust
However, $27k per month is a reward for trusting the system. No traditional bank, DEFI protocol, or stable coin will provide this, even if it is not a traditional stablecoin.
Although many people will argue that HBD is a peg on the price of Hive, we must also acknowledge that it provides significant utility to almost everyone on the chain.
For example, users will hedge their Hive on HBD to prevent further dumping, as well as to preserve value after a large pump.
HBD is a no-brainer, and lazypanda knows this too. They have decided to let their money work for them, and while many feared that lowering the APR from 20% to 15% would demotivate them to withdraw their stake, they have only doubled it.
Sticking to a playbook
These people are not gamblers, and you should know that. If they were, they would probably consider putting some of that yield into buying back Hive and hoping it performs well by the end of the bullrun.
However, I doubt they are interested in this and are most likely only interested in the yield. Their goal is probably to stick to their plans and generate a monthly yield.
Personally, I do not expect them to continue farming yields even after two years. (Perhaps it is because I echoed the thoughts of people who said they would leave after 6 months.)
I mean, they must have seen FUD posts about Hive, and all they have done is tighten their grip and increase their stake for more yield. These guys are the epitome of "putting your money where your mouth is". They are building in the midst of chaos, fear, doubt, and uncertainty, while others are mostly terrified and losing their minds.
It is incredible that these guys are still in the game, despite the fact that we never expected them to make such progress with their yield ventures. Perhaps they know something you don't, or are they simply financially independent and do not fear failure? I do not know.
Why did I talk about this?
I already tried to refrain from BULL posting or anything depressing, but then I came across DALZ's post today, only to still realize that lazypanda is still a household name in 2025. This post's information can be used for a variety of purposes, including motivation, entertainment, reflection, and more.
I just thought to post this, amidst the "it's over for Hive" narrative that's been recently flying. Is it just your mind, or does Hive now appear to be a lost cause? Is it a statement of reality, or is it simply an emotional state of mind brought on by the recent dumps?
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"It's over for Hive." What a negative narrative! I'm glad I didn't encounter those comments. I decided to lock my earnings in HBD over a year ago, and I don't regret it at all. Even though the percentage was adjusted to 15%, it still seems like an unbeatable APR. Over time, I've learned to appreciate every HBD earned; I see each one as a source of income that will generate monthly profits, and that I can reinvest in a compound interest strategy. Best regards.
!BBH
Yeah, a negative narrative indeed, but I've seen comments like that fly, especially when you get market swings and dumps. Like you, I once earned HBD at 20% ROI and I must say that it can be serious money, especially it can even serve as a retirement plan.
Sincerely speaking any one with a good forecasting mindset will know this, the math done on hive is mind blowing even at the very basic of just posting and getting reward split into two and the other part is staked which if actively engaging in curation earns you GOOD AMOUNT OF ROI ON YOUR STAKES ...
Truth is Hive is a win-win no matter how you choose to see it And believe me any financially literate fellow won't sleep on this
Curation already earns good ROI for you, but the reason why this isn't talked about enough is because of the tendency for Hive to stay dipped for 3 and half years and pumps for only the remaining 6 months.
That's true .... I think whats panda is doing is a well calculated move.... and its paying off
Wow, that is amazing. That is a crazy investment, and they are being rewarded for doing so. I don't think its over for Hive, but that amount is enough for people to live on for the rest of their lives. I hope the APR for HBD savings stays at 15% and doesn't go down. I only have a few thousand in it, but it all adds up over time.
Well even if it might drop (the 15%) it might be in 2027 and it might not even drop below 12% and that's still some decent yield that can not be offered anywhere, you know. They've put in some crazy investments, and honestly they deserve all the yield..
I wonder how much you need for 2000 per month. Huh, only 160K wow!
You checked? Wow so 160k gives you 2k HBD monthly at 15%? I mean, 160k is a lot of money, but 2k per month is super.
What is cool it is that it seems doable. Well, in like 10 years or so. 7 if you are really active on Hive. All you need is to make $134 per week.
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Yeah I seen also him/them on dalz reports, it's insane, basically can buy one good house every year, or can do a very high level quality of life every month for just parking hbd there... That's crazy... And even if they dump it all, someone would be willing to buy the dumped hive
I don't think they'd dump, they've been earning that yield for over 2 years and started with 1M HBD. I'm betting this fellow is financially free, I wouldn't know, just my 2 cents, but 27k$ per month is top dollars even in most first world countries.
Yea expecially as it's net, I don't think many earn that much here, same as a politician wage, maybe more... I wonder if they came straight to put 1 milion cash in hbd or they did tradings on hive putting cash on hive instead
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I have made up my mind that these days instead of converting my HBD to Hive, I will rather invest it. Investing is a very good practice.
Cheers to the panda for trusting the system
There are as advantages to owning both Hive and HBD, and in a few months time, I bet we'd see the full advantage of owning Hive.
I have always known that the stablecoin HBD was more than I thought it was and I'm happy for the heads behind lazy panda, trusting the system eventually paid them!
Congratulations to them, it pays to have "skin in the game"
That's absolutely true.
Anyone who puts 1m HBD into savings at first and leave it until it's now 2.2m HBD must be financially independent...
But at the same time, the choice of HBD says that he is not a gambler (even though HBD is exotic as a stablecoin), so he is protecting his wealth.
He also has a significant amount of HP last time I checked, plus a community, so he did signal that he is serious about Hive, and not someone looking to extract yield on the short term and leave. But I didn't know he already has 2.2m HBD in savings. That shows, imo, that his trust in Hive actually increased over time. Otherwise, he would have kept that 1m generate yield and that's it.
Yeah, I agree with you that they're already financially free. However as you've also said, their investment choices shows they're serious about Hive on the long-term.
I know they ran a community, and actively support people who are part of that community and all that.
I think a lot of people expected them to stop at 1M HBD at least, I expected them too, because I felt that was already a lot of money and they wouldn't go further..
If it wasn't the DALZ stats, I wouldn't have known they actually increased their HBD holdings.
I learned something: rich people always get easily richer because they don't fear to take risks. While others are scared and jittery, they tend to go long and strong, and that's why they come out of the other side, richer than they started