RE: 2023: Undermining Your Worth & Capacity
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I think we're not very good at planning/calculating especially when it comes to financial matters. Past results don't usually guarantee future results because unforeseen circumstances will always happen. To be on the safer side, I always prefer underestimating things and keeping it 'tight' effectively reducing the impact of unforeseen circumstances.
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Just like me too, I always try to underestimate things as well and this is because, one can plan within a specific range. As you've said. Past results don't gurrantee futuristic outcomes.
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