RE: Investments, challenges, and loans [EN/PT]
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Having arrears sometimes keep me awake at night, especially knowing that the interests is accruing. Being better prepared comes from dealing with bad experiences, I think they open up our mind to how things can go wrong and what we've not put into consideration.
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Exactly, some things need to happen for learning to come along, but wise are those who learn from others' experiences and prepare themselves through that.