ASK LEO: WHAT ARE THE FACTORS THAT HINDER OUR CHANCE OF ATTAINING FINANCIAL GOALS?

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Everybody always want to succeed and achieve a financial stability but not many are ready to do what it takes to reach the goal. We want a better retirement but many people have worst money habit which will hinder our financial future.

Many people have various financial goals in mind but they fail miserably to achieve it even the short term goal and not many are ready to identify what the cause is.

There are some factors that hinder our chance to attaining financial goals and one of them is lack of financial plan. Unable to have a clear financial plan is like walking without having any destination, you will just keep walking around the circle without reaching anywhere. If we don't have focus we can be sway easily.

Another factor that hinder our chance of attaining financial goal is lack of financial discipline. It is one of the factor that is common to be an obstacle to our financial success, lavish spending is the fastest way to destroy any financial plan which will make it hard for us to attain financial goals.

Setting a goal that is not realistic and at the same time chasing high return rate will not allow the investment enough time to grow. So instead of looking for high return, we should invest in a long term investment and give it enough time to generate.

Lack of adequate planning for emergency can be a bigger hinderance to our chance of attaining financial goal because emergency is a life reality that need a proper planning in other to avoid being in debt when an unforeseen circumstances occur.

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Financial Planning and goals helps one stay on track with their finances. So, it's advisable that everyone takes this part to wealth creation and preservation.

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