Learning From Mistakes

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This image is mine.

Growing up, one of the most important lessons I’ve learnt from my parents is to be content with what I have. My parents have always been like that, and growing up with them have made me adopt their mindset. One thing my parents would never do is to be discontended with whatever they have. If you ask me, it is one of the best ways to live life and it saves you from a lot of troubles. Now, as a young adult, I live a simple life, and I’m always content with whatever I have. I am not greedy. Just because someone have something big and flashy doesn’t mean I’d do everything I can to obtain it. That is just totally absurd.

There are always two sides to a coin, right? It is great and commendable that my parents taught me how to be content with whatever I have and not coveting what others possess. Today, I far that I may have taken it too far as I don’t know how to ask people for help. I rather make use of whatever I have than ask someone for it. The only people in my life that I'm comfortable asking for help, whether it is financially or every other aspect, are my siblings.

I don’t have any experience taking a loan. Meaning, I’ve never been in a situation to take a loan. This is not something to brag about, however, I've just stated the obvious. While I've never taken out a loan myself, I have had the misfortune of being on the other side of the equation, lending money to friends. To say the experience was unpleasant would be an understatement. My kind gesture was reciprocated with a sour taste in my mouth. Eq That experience made m realize the pitfalls of loaning people money.


MY EXPERIENCE

Mr kay and I attended the same secondary school and were best friends in junior high school. But when we hit senior high school, we drifted apart. We were still friends, but we weren't as close as before. After graduation, things changed. Mr Kay and I became closer. He'd always visit me in my brother’s gym and we'd talk while I watched him lift weights.

On a certain Sunday, and I just got back from church. The moment I stepped into my house, I got a message from Mr Kay. He sent a message saying he needed 50k. He promised to pay me back before the month runs out. My memories of that day are sharp, crystal clear, because that day was the 14th of February, my birthday. Mr Kat is a very good friend, and I had no doubts that he'd honor his words. So, I lent him the money, reminding him of the promise he made to repay me before the end of the month.

Lo and behold, the end of the month came tooling and I politely reminded him of his promise to pay my money. He assured me that he would send it the next day. Mr Kay was offline throughout that week. I reached out to him, but his numbers were off. “Mr Kay wouldn't run off with my money.” I said to myself. There were several reasons why I was certain he wouldn’t run off with my hard earned 50 thousand naira; I had a solid knowledge of his house, his parents and I were friends, and something in me just believed that Mr Kay wouldn't run off with the money.

A week later, Mr Kay finally messaged me. He came up with a dozen excuses, saying something unexpected had come and that he'd be greatgul if I could give him more time. I didn't need the money at that time, so I accepted his offer. Again, the deadline came knocking and this time, I was already fuming with anger. I called him, ready to pour out my mind. What he did surprised me. Mr Kay turned the tables around, making me feel bad for asking for my own money. “Despite how close we are, would you still treat me like a thief. Just give me a few days.” he said. We kept dragging this issue back and forth for 4 months. After the fourth month, he finally sent me the money.

Since then, I've made a vow to myself: no more lending money to anyone. People have a way of making you feel terrible about it if you give them the chance. Lesson learned!

Thanks for reading.

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20 comments
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i am impressed how you have discussed about the loan related things in your life in this post. you should never lend money to anyone.

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Hello there, friend.
I've vowed never to do that .
Thanks for stopping by.

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Good experience and i hope lesson learnt. I've this basic rule that i apply while lending money and that is, if you can't ask for it back don't do it. I've had my fare share of experiences with me working in a financial institution.

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I'm sorry that you've also had ugly experiences. I hope you learnt your lessons.

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My dear, I'm so scared of taking loans and lending loans, it most times end up just the way your story with Mr Kay went. Now I just give people money I know that I can loss if anything goes south just like we do with crypto, lol.

I also like borrowing money (which hardly ever happens) that I know I'd be able to beset even in the worst situation.

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I love your take on this topic, Hope. You are tight, Hope. Even if you want to borrow money, just put it at the back of your mind that things might go sad. So, it'd be wise to borrow wisely.

Thanks for stopping by.

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Bro, I feel your pain. When people want your money, they're the sweetest and most polite humans in the world. They'll use all the nice words but when it comes to paying back, you're the bad one for asking for your own money. I had a similar situation with a friend in senior high school. Now, I don't lend money that I know will bother me when you don't pay back.

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Let me clean my eyes first. Is this Chenty????

When people want your money, they're the sweetest and most polite humans in the world.

I totally agree with you, bro. This guy borrowed the money on my birthday- I was super happy that day. It was as if he had been planning it all year. He was really polite and gentle.

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😂 yes it’s me.

Hmm that’s why they say, “borrowing your friends money ends your friendship”

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The only people in my life that I'm comfortable asking for help, whether it is financially or every other aspect, are my siblings.

You are so me here, Favour. I find it uncomfortable to ask people for help and the only people I can always turn to are my siblings who wouldn't fail me. My parents also taught us the value in contentment, it is why I make do with what I have and never get jealous of other people's achievements because I know when it's time for mine, it will surely come.

As for the loan, some people have this attitude of making you feel bad for borrowing them money but in the end, we are always left with lessons to learn and never try such mistake of loaning to some kinds of people. In fact, I don't borrow people money except the few ones I know will definitely pay; I'd rather dash you a small amount that won't pain me.

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Hello there, Princess. I hope this meets you well.

I guess it is not totally a bad thing. That is who we are. We were trained that way. However,I think it is best to find balance- don't suffer in silence when you can ask a friend for it (I'm still trying to work on this.)

Although I had ugly experiences borrowing people money. Look on the bright side, I learnt my lessons.

Thanks for stopping by, Princess.

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Well, you have said right and I agree with you. It's not good to die in silence as there are few friends who is willing to help too.
You are welcome, Favour.

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Man. Lesson learned, hard. Thankfully, he eventually returned it. It's sad that people like Mr Kay make people close their hearts to them and actual people with true intergrity afterwards.

Anyway, just stick with lending money that you can actually forget about. That's what I do. And it is actually okay to say no if you really need to. You shouldn't always play the hero, especially when it's risky.

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Hey there, Jay. I thought of you while writing this post- my autocorrect kept changing "Mr Kay" to "Mr Jay."

I'm super glad he returned it (after 4 solid months.) I learnt my lesson the hard way.

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I only borrow people the money I can lose to avoid the story that touches the heart. I don't like taking loans unless that is the only means

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