How money can cause stress to many people?
Money is a good source of stress for many families. Why? Because people have bills to pay right? And unexpected bills can sum to the ones that didn't exist before. That can happen during a health emergency for example, hospital bills can be very expensive depending on where you are. But today during a world economic crisis it can bring different types of challenges to a regular family budget. We are talking about inflation that can affect the monthly grocery shop and reduce the buying power in general, in addition, governments raise interest rates to combat inflation, which reduces even more since people will borrow less money from banks. However, if you are already borrowing money you can see the interest rates damaging more and more your pocket.
O dinheiro é uma grande fonte de estresse para muitas famílias. Por quê? Porque as pessoas têm contas para pagar, certo? E contas inesperadas podem se somar às que já existiam antes. Isso pode acontecer durante uma emergência de saúde, por exemplo, as contas hospitalares podem ser muito caras dependendo do local em que você está. Mas hoje, durante uma crise econômica mundial, pode trazer diferentes tipos de desafios para o orçamento de uma família comum. Estamos falando de inflação, que pode afetar as compras mensais de supermercado e reduzir o poder de compra de forma geral. Além disso, os governos aumentam as taxas de juros para combater a inflação, o que reduz ainda mais, já que as pessoas pegarão menos dinheiro emprestado dos bancos. No entanto, se você já está pegando dinheiro emprestado, pode perceber que as taxas de juros estão prejudicando cada vez mais o seu bolso.
We are a family of four. My salary isn't bad, it is considered a median salary. But my wife still didn't get a good job, so it doesn't complement much. In addition, we have little kids which demands a good source of nutrients. Healthy foods are the most expensive part of the groceries here, vegetables and fruits are more expensive compared to other types of food. I think this type of expense covers more than half of our groceries shop. Milk also had a terrible raise, we drink at home around 4 -5 liters of milk per week. The litter of milk increased by around 50 cents already in less than 2 years. Another thing that we didn't expect much was the increase in interest rates which influenced a lot our monthly mortgage bill. Since last April we are paying around $600 more. We are at a point where we need an extra income. So we have a good source of stress here for our family. Me and my wife talk a bit during the week and I keep thinking about that. How to keep healthy with all this pressure?
Somos uma família de quatro pessoas. Meu salário não é ruim, é considerado um salário médio. Mas minha esposa ainda não conseguiu um bom emprego, então não complementa muito. Além disso, temos crianças pequenas que exigem uma boa fonte de nutrientes. Alimentos saudáveis são a parte mais cara do nosso mercado aqui, vegetais e frutas são mais caros em comparação com outros tipos de alimentos. Eu acredito que esse tipo de gasto cubra mais da metade das nossas compras de supermercado. O leite também teve um aumento terrível, nós bebemos em casa cerca de 4 a 5 litros de leite por semana. O litro de leite aumentou cerca de 50 centavos em menos de 2 anos. Outra coisa que não esperávamos muito foi o aumento das taxas de juros, o que influenciou muito a nossa conta mensal da hipoteca. Desde abril passado estamos pagando cerca de $600 a mais. Estamos em um ponto em que precisamos de uma renda extra. Então, temos uma boa fonte de estresse aqui para nossa família. Minha esposa e eu conversamos um pouco durante a semana e eu continuo pensando sobre isso. Como se manter saudável com toda essa pressão?
The answer is that finding ways to relieve the source of stress is the first step. Spend less, reduce the budget. In addition that we are going to start hosting an international student. There are programs that pay for hosts. The payment usually is to cover the costs, but for sure something will be left for us, we are going to get something back to spend on our regular bills. I am still thinking of going back to deliver food to skip the dishes and/or door dash in my spare time. However, we are still in summer, I want to spend more of the weekends with my daughters. The last time ( around 2-3 years ago) my oldest felt a lot when I stopped to be with her during the weekends to deliver food. So it is a balance also when we are hanging out in a lake or nature we forget about the daily problems. Doing exercises is also a good escape from the stress. I started to join a running club on Saturdays morning. It is fun and I feel healthier. Also, it makes me prepare myself for these Saturdays, so I need to keep practicing during the week. Dealing with stress is difficult and it needs both internal and external solving. Most of the time is more internal work which for me, exercises and times kids help a lot.
A resposta é que encontrar formas de aliviar a fonte de estresse é o primeiro passo. Gastar menos, reduzir o orçamento. Além disso, nós vamos começar a hospedar um estudante internacional. Existem programas que pagam para os anfitriões. O pagamento geralmente é para cobrir os custos, mas com certeza sobrará algo para nós, vamos receber de volta para usar em nossas contas regulares. Ainda estou pensando em voltar a fazer entregas de comida para o Skip The Dishes e/ou DoorDash nas horas vagas. No entanto, ainda estamos no verão, e eu quero passar mais os fins de semana com minhas filhas. Da última vez (há cerca de 2-3 anos), minha filha mais velha ficou muito chateada quando parei de estar com ela nos fins de semana para fazer entregas de comida. Então é um equilíbrio também, quando estamos nos divertindo em um lago ou na natureza, esquecemos dos problemas diários. Fazer exercícios também é uma boa forma de escapar do estresse. Eu comecei a participar de um clube de corrida aos sábados de manhã. É divertido e me sinto mais saudável. Além disso, me faz me preparar para esses sábados, então eu preciso continuar praticando durante a semana. Lidar com o estresse é difícil e requer tanto trabalho interno quanto externo. Na maioria das vezes, é um trabalho mais interno que para mim, exercícios e o tempo com as crianças ajudam muito.
Obrigado por promover a comunidade Hive-BR em suas postagens.
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Hmmm your situation is a very serious one and it's painful you had to go through such since your wife isn't about to secure a job to help relieve the pressure on your and carry some responsibility with her own earnings.
Money indeed can be a medium of stress like in your case.
Yeah, you know it is painful even to write about! But it is a way to think more about it...
Yes I understand, I wish you all the best with your finances.
Sem dúvida estresse por dinheiro é terrível porque as coisas não se acalmam até a gente achar uma solução, eu imagino o que você passa. O que posso dizer é: continue pensando em alternativas e coloque em ação o mais rápido possível! Eu entendo que você queira passar mais tempo com suas filhas enquanto elas estão de férias e acho que deveria mesmo! Mas, talvez se você conseguir organizar seus horários no fim de semana, consiga fazer uma renda extra. Espero que dê tudo certo. (Também estou buscando uma renda extra, aliás, por isso entendo de verdade, haha)
Eu sou mais um apenas ! No mundo que vivemos certeza q existem outros que nem eu passando pelo mesmo!Isso tenho certeza absoluta.
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You are right though, money is one of the stress we human go through and the people in power don't care what happens to people below them. There is increase in market price but no increase in salary.... And your methods are the best way to sort it out
Yeah , I am not the only one for sure :) thanks for showing up!
You are welcome
There are so many ways to relieve one of stress... Everyone to his best coping mechanism. The thing is once we find a way to cope with stress, we find ourselves finding more and more things we can do. Which inadvertently bring on more stress.
The cycle never stops...😪
Yep, and every time that we solve a problem, we already keep our minds busy with another problem xD
Exercising one's body has a lot of advantage and toping the list is reducing stress.
Financial stress is a burning issue globally now.
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Aqui tudo igual, só coloca mais um filho na conta, 3 no total…. Esse assunto renda extra ta toda hora em pauta aqui tb. Segue o jogo….
hahahhaa cara tem como partir pro 3o nao... tipo eu tive o 2o so pq vim pra ca e vi que dava financeiramente. Agora depois de estar subrevivendo o terriveis 2 tem como ter o 3o nao...to velho!
¿Stress?
If u think money atress u bro, check out this report , lmk what u think about it.
But don't stress reading it!!
hahaha yeah I know that money stresses everyone around the world! In some countries, it is worse for sure!
Word bro, i just SEE this community and is awesome how Big is and the work behind it.
Everyone truly need to workout,whether young or old, Welldone bro...
Money stress is one the big factor that put a lot of pressure on us. Anyway, you are managing this stress in good way with your sole income. Wife job adds something in monthly income but it is fine if she didn't have job. Interest rate is a too much in many countries. Even Pakistan is facing high inflation due to this reason.
Yeah I understand! Inflation is a killer! haha I have wrote about it many times already in the last couple of months hahahaha
Nice bro our whale is staying healthy.
You do bring up a good point about money being stressful especially if you're on a tight budget. I think for this there needs to be ways to find more money and earn more and I think Hive is helping with that right? Not just that but investing and finding ways to use our money to make more money. This is ideally the way to go so we can have a more relaxed life. Work hard but work smart as well ;3. There's many opportunities out there we just got to take them! I think you already doing great by being on Hive :)
thanks for the kind words dear friend! To relax is something that every one needs right hehehe maybe I should play more video games xD
ya play more splinterlands lets gooooo!!!!!!!!
Ooh. You are totally right about monetary stress which is most time caused by inflation. And life just haha it own way of dealing with us. But we have to keep it going.
Glad you got time for your family and I pray your wife get a good job soon. Thanks for sharing
Thanks for the kind words it is awesome to hear it =)