Saturday Savers Club - Savers of the Week (ending 5th of April) - Anniversary post with EDSMMs to giveaway !

Hello ! Its time for the Saturday Savers Club Savers of the Week post. Each week we pick 4 great posts from our savers to highlight to the wider Hive ! And there are some tasty rewards for anyone picked !

This post is made by @hoosie, writing on behalf of the Saturday Savers Club on the @eddie-earner account.

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Image by 3D Animation Production Company from Pixabay

Saturday Savers Club is for anyone who wants to save in any currency for any purpose. The Club is a supportive group of people who meet up around the weekly post, usually on a Saturday but occasionally on a Sunday, to share tips and techniques and have some fun in the process.

Saving is a skill that takes time and practice to acquire and, like learning any skill, doesn't always go the way you planned. Saturday Savers Club provides a framework that you can use to help you on your way, as well as tips and a process to provide or support the skills you need to design and manage your own savings plan.

Its our one year anniversary post - woot woot !

This is the 52nd weekly post for the Saturday Savers Club Savers of the Week (it was Top Authors at first before we switched to the new format).

I'm struggling to believe that its a year already. In that time we've highlighted a load of great posts with great insights into savings and investments here on Hive (and beyond).

To celebrate we have upto 20 EDSMMs to giveaway. We want you to tell us what your top 3 tips are for savings and investments, and for building you fortune ! The first 20 comments with their top 3 tips will win an EDSMM each.

We then also plan to take everyones top 3 tips and turn them into a Saturday Savers Club post - amalagamating all these great tips into one article which will hopefully act as a handy reference for any Saturday Savers Club members !

I'll kick off with my top 3 tips:

1 - Post regularly (which is a sure way to help build HBD and HP) - but not too often (I would not recommend more than once per day). If you pick a subject you enjoy, then you are more than likely going to create great content which will help with post rewards. Also pick an appropriate community to post in, and select appropriate tags to help increase your reach and rewards,

2 - If you are into trading, pick a few tokens you want to trade with and get to know them well (as opposed to loads of tokens you know next to nothing about). Have a trading strategy/plan, with entry and exits points - and dont try and time the market,

3 - Delegating HP is a great way to earn more without giving away your HP ! Just pick a great project that has nice payouts aligned with your goals and sit back and let the tokens roll in ! Your delegated HP remains yours, so you cant loose really !

So I'm super excited to see what everyone else has to say. Lets see those tips so that we can create a great #SSC savings and investments guide !

OK - and now back to our usual weekly activity....

Our awesome savers for this week are..........

AuthorPost Title
@servelleSaturday Savers Club: 2024 Week 13 (En/Fr)
@nocturyMy weekly HIVE progress & goals #89
@yeckingo1Saturday Saver's Club Challenge 2024 Week 13
@successcharSaving With @susie-saver - Week 13 - March 30th - Growing & Growing & Growing!!

CALL TO ACTION !!!!!!!!

Visit the posts for the savers of the week and show them some upvote love !

And here are the awards !!!!!!!!

The rewards are pretty cool and its great for the savers to land some nice swag for all of their hard work. We are always looking for more sponsors, so if you fancy being included - drop us a comment below. Wouldn't it be great if we had the best rewards post each week in the hive - the buzz would be awesome. Time to get onboard !

Reward
15% of the weekly post payout to each nominee
1 HSBI awarded to each nominee from @noctury - but @noctury cant send a HSBI to themselves, so will get one from me instead
1 HSBI awarded to each nominee from @alonicus
1 HSBI awarded to each nominee from @justclickindiva
1 HSBI to be awarded to one nominee from @dbooster - @servelle this week please
1 HSBI to be awarded to three nominees from @bulliontools - @noctury, @yeckingo1 and @successchar this week please
1 HSBI to be awarded to one nominee from @successchar - @servelle this week please
1 HSBI to be awarded to two nominees from @servelle - @noctury and @yeckingo1 this week please

And I'll add one this week for @successchar, which means each of our savers gets 5 HSBI each ! ch-ching !

So that means each nominee will get 5 HSBIs in addition to the 15% post payout. Thats quite a nice wee piece of weekly plunder !

I dont just pick the same people each week. Keep up the good work and your turn will definitely come !

We had 14 posts to pick from this week. You cant win it if you aint in it - so remember to make your posts, and tag them in the comments of the weekly Saturday Savers post which usually comes out on a saturday.

Mega thanks goes out to our sponsors; @noctury, @alonicus, @justclickindiva, @dbooster, @bulliontools, @successchar and @servelle - they are all #SSC legends !!!!

As said - we'll always be happy to have more sponsors - if you fancy it leave a comment below !!!!

So that wraps up our the details on our savers this week.

To join the Saturday Savers Club, simply go to the weekly Saturday Savers Club post on the @eddie-earner account, and post a comment - it's that easy !

To be considered for the saver of the week initiative:

  • Get registered on the Savers Chart (see below),
  • Create a weekly savings post with great insightful content on saving, investment and growth,
  • Use the #saturdaysavers tag (please note the s on the end - it has been missed out by some before),
  • Put a link to your post in the comments of the weekly Saturday Savers Club post (which normally comes out on a saturday).

Your post can be made at any time of the week. Those posted before 12noon UTC on a Thursday will be considered for the current week's post, those after, will fall into the next week.

Get Registered on the Savers Chart

Decide your primary savings goal - what you want to achieve by 31 December 2024 - and leave it in a comment on the Saturday Savers Club post. Your goal will be added to the Savers Chart in the following week's Saturday Savers Club post.

Heres looking forward to seeing another great selection of saver posts over the coming week !!!!!

For clarity, the full reward payout from this weekly post will be as follows:

  • 60% to the savers of the week (split 15% to each nominee)
  • 20% to the @eddie-earner account
  • 20% to myself (@hoosie) for coordinating and preparing each weekly post.


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Congratulations @eddie-earner! You have completed the following achievement on the Hive blockchain And have been rewarded with New badge(s)

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Check out our last posts:

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My tips are:
-) slow and steady wins the game
-) buy low sell never to build great passive income ; P
-) keep yourself up to date what the best projects are to invest in
!PGM
!ALIVE
!LOLZ
!BBH

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@eddie-earner! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ sylmarill. (3/20)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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My savings tips are:

  1. Make a plan to get to the goal
  2. Stick to the plan
  3. Be consistent

Also make sure to have plenty of !BEER

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Thanks a lot for the nomination and rewards, congrats to the other winners 👍
My participation, 1 HSBI share has been sent to @noctury and @yeckingo1

My saving tips:

  • never buy a crypto to stack it, just stack what you have
  • never buy a crypto to place it in a liquidity pair, use what you already have
  • Beware of APR rates that are too attractive: if the value falls, you lose in the end.

!LOLZ
!BEER

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I watched a documentary on Marijuana last night…
…that’s probably how I’ll watch all documentaries from now on.

Credit: reddit
@eddie-earner, I sent you an $LOLZ on behalf of servelle

(9/10)
Delegate Hive Tokens to Farm $LOLZ and earn 110% Rewards. Learn more.

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Many thanks for supporting the Top Savers !!!
!ALIVE
!LOLZ
!PIZZA
!PGM

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@servelle! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (5/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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Here are my tips:

  1. Consider opportunity cost when choosing investments

  2. Don't be afraid to take a loss if it means avoiding a larger loss or missing even more profit

  3. Buy counter to market sentiment, based on fundamentals, who runs the project, past history, etc.

Congratulations to our nominees! 😁

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Many thanks for supporting the Top Savers !!!
!ALIVE
!LOLZ
!PIZZA
!PGM

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@bulliontools! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (4/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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Congratulations to @servelle, @noctury, @yeckingo1, and @successchar on being nominated the Saver of the Week. I leave here below the prize for my small sponsorship of this initiative:

image.png

Take care everyone and have a wonderful weekend.

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Thanks a lot for the HSBI share 😀
!ALIVE

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@justclickindiva! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ servelle. (15/20)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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Many thanks for supporting the Top Savers !!!
!ALIVE
!LOLZ
!PIZZA
!PGM

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@justclickindiva! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (1/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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Awesome Artikels
Thanks you very much to everyone especially @hoosie for these picks!
Congratulation @servelle @noctury @yeckingo1 @successchar

My 3 Tipps:

  1. Do your own Research
  2. DO your OWN Research
  3. DO YOUR OWN RESEARCH

to be true, this IS the most important part everytime.

Cause i won't go the easy way Here are two more:

2.1) First think about your Goal and than think about a way to get there.
First running may cause an way bringing you to a Point you won't get to.

3.1) Never be afraid to ask. If you know someone that has reached your Goal already, ask how he got there and what miskates he made. Learn from these and try to make it better. But beware, you are the only one going your way and every way is individually. There is no blueprint for you, but there are always equal parts.

!LOLZ

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Wow! A whole year of Savers of the Week posts highlighting our wonderful community of savers and bringing extra rewards to everyone. Thank you @hoosie for organising, to all the amazing sponsors and everyone for taking part!

Here's to the next successful year of saving!

!LUV

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And whats your three tips ????

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  1. Check your household bills and see whether you can get a better deal anywhere else or whether you still need the things you're paying for.
  2. Have a no-buy period every now and then - a week or month is good - and build in little money-saving projects like taking packed lunches or using up food you already have.
  3. Put anything you are able to save from points one and two into a high-interest savings account.
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Thank you so much for this article on the saving attitude when should reinforce on the platform
How can one Hiver know if he is registered on the Saver list?
Peace

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Leave a comment with your savings goal on this post if you would like to be registered on the Savings Chart. I'll add you to next Saturday's Chart!

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Congrats. My only advice:

Be consistently not stupid, instead of trying to be clever.

This is the best approach to crypto.

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Thank you for choosing me this week and congratulations to everyone else.
There are my tips that are a bit general.
1st Set an ambitious but realistic goal.
2nd Make a plan to achieve it.
3rd Execute it and persevere until you have achieved your objective
And finally have a beer looking at the horizon satisfied.

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Ooo that's very nice to see everyone's saving tips, great idea to bundle them in a post.

My top saving tips are:

  1. Automation - even the most disciplined of us have moments of tiredness, low motivation, time restrictions and what not. If the savings are automated it takes action to not save and makes saving the norm even when you don't think about it. Setup monthly transfers just after the money comes in and you're golden.

  2. 24hr cooldown on new buys - whenever you think of buying something don't immediately do so but wait for 24 hours, many people buy stupid useless shit they don't need or later regret because they act on impulses instantly (in part because of marketing tactics). By forcing yourself to have a 24hr cooldown the likelihood of a bad buy decreases which saves you money and space in your home.

  3. Increased income=increased savings - whenever your income increases make sure to decide on a portion of this extra income to add to your savings. Depending on your cost and standard of living this can be a large chunk of the increase or a more modest part if getting by was hard to begin with. For many at some point it's just adding luxury on luxury and hardly makes life more enjoyable in which case increasing savings is a no-brainer. Vice versa if getting by is rough the more important to keep building the savings and create more freedom that way!

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(Edited)

My tipps are:

  • Spend only what you can afford to loose
  • The half of you spend should be in a save form (for example stock forms), the other half in a more volatile form like crypto
  • Be partient but not greedy

And here are my rewards for the nominees (@servelle, @eddie-earner since i can not reward myself, @yeckingo1, @successchar ):

image.png

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Oh and thanks for the nomination :D

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Many thanks for supporting the Top Savers !!!
!ALIVE
!LOLZ
!PIZZA
!PGM

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@noctury! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (2/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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(Edited)

my top 3 tips are these:

  1. Be minimalist, its a bit different than stingy but you can consider it is the same. do not buy or spend more than you need.
  2. Have some plans, short term, mid, or long and include exit plan. align them with your goal and your resource. Don't bite what you can't bite
  3. Once a while, introspect and review yourself... whether the plan is working or not, whether you have to revise your plan or not... things always change, fortune and bad luck come and go as they like.

ok thats all... and don't forget always be healthy and be happy

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Morning
My entry article for the week on Hive saver Saturday
Oadissin article
My tips
. Be patient
. Take wise actions
!PIZZA
Regards

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Hi @oadissin, please link your savings posts to the weekly Saturday Savers Club post. Here is this week's post. I've asked you to leave your Savings Goals on the same post - you can put the article and the goals in the same comment 🙂.

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(Edited)

PIZZA!

$PIZZA slices delivered:
successchar tipped justclickindiva
hoosie tipped alonicus
hoosie tipped noctury
oadissin tipped eddie-earner
@successchar(1/15) tipped @noctury
servelle tipped successchar
hoosie tipped bulliontools
successchar tipped eddie-earner
hoosie tipped successchar
hoosie tipped justclickindiva
hoosie tipped servelle

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Great update @hooise - thank you !

Since everyone's coming up with saving tips (and all the ones I've seen are awesome), here are a couple from me;

  1. You will make mistakes. Honking great clangers of mistakes. Accept them. Don't beat yourself up over it, but also make sure you learn from them.

  2. Treat any fiat you invest into crypto as gone. Then, if it comes back to you, it's a bonus. This is a slightly more refined take on the "don't invest more than you can afford to lose" mantra we hear so often.

  3. Keep good records. It's useful to have an audit trail if you need to pay tax on crypto gains, but more importantly it gives you a backlog of information to help make future investment decisions - it can show you what worked, and what didn't. But never include anything in your records that might allow your accounts to be compromised (you never know when someone at Google might do a search on everyone's Google Docs looking for crypto keys).

Well-deserved SBI's on their way 😁

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Many thanks for supporting the Top Savers !!!
!ALIVE
!LOLZ
!PIZZA
!PGM

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@alonicus! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (3/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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Many many congratulations to the winners.

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My Saving and Investment Tips

  1. Earning Hive Rewards. Be Active. Publish quality content on Hive. Research and understand various ways to earn, including delegating, leasing Hive Power (HP); Resource Credits (RC); and other tokens to individuals, projects, and communities. Doing so will earn you either daily, weekly, or monthly passive income in the form of liquid or tokens. Then, engage, curate, and support other Hive members to help them and yourself earn rewards for this activity. Finally, stay abreast of your activities to make timely decisions on adding, decreasing, or divesting yourself in a timely manner of any project that you feel doesn't meet your standard of care of is failing.

  2. Diversify your wallet. Just like offline life, never keep all your savings and investments in one place. Remember the failed banking institutions in the U.S. where clients held all their funds in one place. The same goes for online sites and wallets. If an online site such as Ionomy goes out of business, they hold the keys to your crypto account. Make sure you have alternate storage locations for your investments, whether soft or hard wallets where only you have access to your investments. And as a backup, ensure that a trusted individual can immediately access your funds, such as a spouse or family member, if appropriate for long term planning if you are unable to access your funds.

  3. Grocery and staple items. Purchase in small quantities non-perishable goods and other pantry items. If you have a buyer's club such as (Sam's / Costco / other wholesale outlet), you can stack these items if you have a place to do so safely. Buying in large quantities alleviate the fluctuations in price. Pantries and freezers are best for storing meat and freezable produce. All monies saved can be used to indulge in your crypto or other savings and investments without additional out of pocket expenses.

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Congrats!! to all the winners!!
It is an honor to have my post recognized this week. Thanks @hoosie!

@servelle HSBI has been sent!

HSBI 4-06-24crp.png

!DHEDGE
!PIZZA
!PGM
!BBH
!LOLZ

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Thanks a lot for the HSBI 😀
!PIZZA
!ALIVE
!LOLZ

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@successchar! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ servelle. (1/20)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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You are welcome, and many thanks for supporting the savers of the week !
!ALIVE
!LOLZ
!PIZZA
!PGM

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@successchar! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (1/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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Sorry for my delay. The notifications for these posts get lost among all my other notifications sometimes. I need to use ecency more often to check on that.

Anyway, here you are @servelle

HSBI.png

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Thanks a lot, I sometimes miss notifications too and indeed on @ecency it's easier to open them in a new tab.
Have a great weekend!
!BBH
!ALIVE

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@dbooster! Your Content Is Awesome so I just sent 1 $BBH (Bitcoin Backed Hive) to your account on behalf of @servelle. (1/5)

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@dbooster! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ servelle. (1/20)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

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