Why Investing Early Matters: Insights from My Financial Journey

Actually, as we grow up, our money intelligence keeps increasing. Mostly when we get a job, we start thinking too much about money. To be honest, overall our aim is to earn money. Very few people have a different mindset who think differently, but most of the people want to earn money. They remain engaged in the crowd and many people spend their entire lives in this sheepish gait. Actually, as we grow older, we become wiser but this does not happen with everyone, some people spend carelessly and recklessly and do not care about anything. I think that people should definitely think about this because it's a topic right now and people have to be a little bit concerned about their money.

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I will not say that since childhood, I started investing in stocks like other people, I did not even have any knowledge about stocks, so when I knew about it only after that I start investing in it. It is also a matter of regret that I did not know about it earlier, perhaps if I had known earlier, I would have started making some investments from then, then today I would have been in much more profit. But now there is nothing to be done by regretting and I am not that much sad but I consider myself lucky that I came to know about it and I started investing in stocks and crypto. I have no short-term plans. All my plans are long-term, and I have not even thought of any specific amount, I just spend a large portion of my salary every month on investments because I live with my family, so I don't have that many expenses, so I spend most of my money on it. I invest my money mostly in the stock market, sometimes I invest some in crypto too, but my majority investment is in stocks.

With time we learn a lot of things and as we grow up, we start exporting more things, if you get interested in things then you get more information about it like I started investing in stocks or the share market a few years ago and believe me I have got very good returns. I had stopped investing for some time but I started it again and you will keep doing it continuously from this time. Have planned, rest and see what happens. I would request all of you that if you still do not invest, even if you earn less salary, you must invest a small amount of your salary or income, that too for the long term, initial days can be a bit difficult. Because you are not used to it but gradually you become accustomed to it and you do not even realize how time passes.

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It has been almost 3 years for me and I keep investing in stocks and share markets from time to time. I have not made any withdrawal from there yet. Yes, sometimes when some shares give more profit, I sell them for profit. And then invest the money received in other stocks. If you feel that the stock market is risky or you feel the risk of other things then you can invest money in your bank or any government scheme but there you will get fixed returns, yes absolutely fixed if it gives you 5% or 10%. If you are promising to give a return of xx amount then you will get only this much, but if you make the same investment in stock or share market, then you can get profit or loss also, it all depends on the time of the market and the market in your place. How is the situation?

Right now, there is some crisis going on all over the world, and its impact is visible everywhere, but still, there are some markets which have performed very well so far and I am proud of the fact that our country is at its all-time high. But it is a very happy thing and there is some risk in investing here because you cannot say whether the market will go up or come down. Although I keep coming to the market from time to time for collection, sometimes even some big news has a huge impact on the market and the fall is much more severe. If you want to invest then you can save and this is a very good way to invest, this reduces the risk in your investment. If you are investing a lump sum amount then there is a lot of risk in this and you can get profit. It is also possible but saving is a very good way, if you are a long-term investor then you can also do a lump sum. Nowadays, many banks give returns of up to 10% in FD and this is a good return because The inflation rate of our country is quite low, so accordingly you can invest here, but there are many other investment schemes where you can easily earn more profits by investing money in it.

In the end, I would just like to say that you should keep investing no matter what the market conditions are and if you are investing for your plants in the long term, then you will get profits. Even if you start with a small amount, you should start investing and worry a little about your future. I believe in investment, otherwise, you all are wise.

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see you in the next post. Keep learning and keep exploring...

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Translated via Google Translator, The content is original.

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