RE: Breaking the Committee/ROSCA Cycle: Is Your Saving Strategy Killing Your Wealth?

:)

Yes I understand Sharia law is not targeted at Christian people 😄 but I personally find it important to try to look at things from another's perspective and understand their rules. Especially important because I'm in a primarily Muslim culture here.

It took me a little while to figure out why this was outside the hotel on the fifth floor.

Then I realized it was the timing of different prayers (there is a Mushola for praying on the 5th floor) and when they can break their fast for the day.

Although I know when you have to start your fast in the morning because the prayers are broadcast to the community at large and usually wake me up :)

Regarding your commodity based notes :) There you go. Your next project. Commodity backed NFT's on HIVE that the average person can use as trading (as opposed to HBD or HIVE directly). 😄 Then again that may be a whole pile of work.

As for doing research? I will absolutely not say I'm knowledgeable by any stretch but I did do a lot of reading to figure out what was and was not acceptable and an idea of why. As I understand it the whole idea is : You can profit but not at someone elses expense. If you want to profit there should be joint risk and joint reward. But yes I know there are a lot more rules and a lot of good reasons behind those rules.