You are really just one mistake or one misunderstanding away from everything you have worked for over the years to suddenly be gone.
I think this is not really true, you can recover from most mistakes here. There are reasonable people here who would plead your case if there is a misunderstanding.
From experience, people that "lost" everything did not lose it because they did one mistake or one misunderstanding. They did a mistake, maybe a misunderstanding, but then doubled down on that mistake and continued to double down each time.
That is a good point. It's still something I have been considering though.