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I thought here the problem was that with a degree you still don't have a job because companies expect to pay you as little as possible but that you work 20 hours a day or more and preferably for free, all for love of the company ha! I imagine that a higher salary means buying more things that you didn't have before, but I think this stops if you are responsible and stop buying things; if you make it a habit, obviously that expense will only increase and it would feel like earning the minimum wage again, I think.