Financial decision that saved me from premium tears.

Greetings and happy new month dear friends.

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‎Sometime we make good financial decisions and sometimes bad. But in all it's good to know how to plan not just for the present but the future and this also have a way of affecting our financial decision in one way or the other.
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‎Sometime last year, I had some cash on me and I had the option of spending it at that time for something that was somehow bothering me, although it was a want and not a need. So after thorough thinking I decided to keep the cash and later used it to get a particular product which I know it won't perish so soon . I bought the stuff and kept it. Fast-forward to this year, some months ago. I had a very serious financial challenge that needed urgent financial attention and I was anxiously looking for money.
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‎I suddenly remembered I had a product that could be sold for money. So I immediately had to sell it off, use the cash and settle the issue. After that week , I now had to ask myself , what if I had used the money and didn't use it to buy the product and preserve it, what would have become of me now ?
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‎Another thing that happened to me some months ago, not quite long, that I feel i made a good financial decision was , when my friends tried talking me in to invest in a Ponzi scheme called NRC. I did my findings and I never trusted the platform one bit. But they keep telling me , they have cashed out that it's legit. The said all manners of things just to convince me to join. I told them that it's a Ponzi scheme that I will not. Sometime last month the stuff crashed and I smiled. What if I had made such a big financial mistake. At times we just need to stand our grounds and not allow peers to cajole us into something that we were not ready to do. This is just to avoid premium tears and unnecessary issues with yourself and others.