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There's a mix in the incentives they use here. The traditional banks don't seem to care whether they get new customers so they don't offer too much I think. Possibly customer service 😂
The smaller banks have refer a friend programs that will earn one or both of the people money for the signup.
I personally like the features in the bank called Lunar. Not so sure if they will be a bank in the long run, I heard some news about them a while back 😅
!BBH !ALIVE !HEARTBEAT !SLOTH
That sounds like a interesting mixture of things. The traditional banks don't really give a toss about their customers here.