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I don't believe this change will affect Hive's value, so I would leave it as is.
In any case, I am not in a position to decide anything about this. Will the witnesses agree, or will each have their own opinion, and the median of those twenty will decide?
I'm not sure that this is true because every HBD printed with interests, increases the hive supply with 15 hive. This pushes things closer and closer to the haircut and in the end this could be much worse for hbd holders than lower apr.
Well, I don't know. I wanted to say that other, external factors are more important. Anyway, the entire crypto market has collapsed.
The fact that we are also harming ourselves here is another story, I think.