$20 Million Dollars Or My Past?

Restart your life at age six or take twenty million dollars in cash. Choose one!

I read this prompt and I smiled. This is because I had to remember the things I have been thinking about and has become a recurring thing in my mind. Sometimes, I feel like having a huge sum of money right now to help me solve many of my problems and would start living a great life thereafter.

For a while now, my interest has been focused on financial books and articles. I noticed I’ve been more fascinated with finance books and blogs, and how that has been making me think of ways to earn more money and make money work for me, too.

At the beginning of this year, my big sister loaned me seven hundred thousand naira, which I invested together with my balance in one of these financial platforms (ARMS) because I wanted to grow my investment.

After three months, I’d earn an interest of forty-five thousand naira (45,000), and that has made me think, what if I see enough money, let’s say more than five million naira, and I put in the platform? It’s like being paid a monthly salary and will live perfectly fine.

These days, I have been more into thinking about my future and my financial security and I try to look for ways to make it happen. I can see immense growth in how I look forward to a great future ahead, and with these, I tend to be mindful and intentional about my financial journey.

So, with those two options, I would gladly choose the money rather than go back to age six with the knowledge I have acquired. How sure am I that I won’t make more mistakes again? Will that bring my mom back to life?

Because I would never want to be a child with another woman who isn’t my mother. This means those moments cherished with my mom wouldn’t be there. The friends I had while growing up that has taught me a great deal about life wouldn’t be present. Places I have been to that has helped me understand more about people wouldn’t be there, also. Why, then, should I go for that?

The truth is that every journey and phase of an individual’s life comes with several experiences and lessons. That is what makes life interesting and fun. At age 31, I am grateful for the experiences, mistakes and lessons life has given me and I only need to move forward applying those lessons to becoming better.

I can never get these experiences back, so it’s something of a great opportunity for me. The money would be used to invest in assets and business properties while I put myself on a monthly allowance, which will continue as long as I live and also would gladly leave behind wealth for my generation to come.

Five million dollars in cash is a huge money that can transform my life, provided I utilise it wisely, and with what I have come to understand about how money works, then I’m good to go.

It’s something I will spread everywhere so I don’t put all eggs in one basket. Diversifying my portfolio is something I would make use of. Thanks to the Hive platform, I can buy Hive, power up and earn curation on it and then HBD into savings where I get 15% interest.

Going back to becoming a child at age six sounds good, too, because the truth is, there are times I wish I could be a child again and grab some opportunities I was denied and deprived of, and that has affected my life in some areas today. But it wouldn’t make me jump on such an offer to restart my life. Life is beautiful and those things I have seen today are something I don’t want to throw away just like that. They are part of me already.

_{@oluwa-tosin @adeagbotofunmi @toluwanih, you guys should participate in this prompt topic. You can get the details in this post.}

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