πŸš€ Weekly Investment Simulation – Week 13 $25/week to reach Financial Freedom, Update 30 April 2026

Week 13 β€” and something important happened this week:

πŸ‘‰ VUG performed a stock split (6:1)

This doesn’t change the value of the portfolio β€” but it changes how we track shares.

As always, we continue with the same rule:

  • 80% β†’ VUG (ETF)
  • 10% β†’ HIVE
  • 10% β†’ BTC

Consistency never changes.


πŸ“† Strategy Snapshot β€” Week 13

MetricValue
Weekly Investment$25.00 USD
Total Cumulative Investment$325.00 USD
Update Date2026-04-28
ObjectiveLong-term Financial Freedom

πŸ”Ή Asset Prices (Post-Split)

AssetPrice (USD)
VUG (post-split)$82.77
HIVE$0.06075
BTC$76,395.00

πŸ’Έ Purchases This Week (Week 13)

AssetAllocationUSD InvestedUnit PriceQuantity Acquired
VUG80%$20.00$82.770.2416 shares
HIVE10%$2.50$0.0607541.15 HIVE
BTC10%$2.50$76,3950.00003272 BTC
Totalβ€”$25.00β€”β€”

πŸ“Š Total Holdings After Week 13 (Adjusted)

AssetPrevious Qty (Adjusted)Week 13 AddedTotal Qty
VUG3.002820.24163.24442 shares
HIVE385.9141.15427.06 HIVE
BTC0.000384850.000032720.00041757 BTC

πŸ’° Portfolio Value After Week 13

AssetTotal InvestedCurrent ValueProfit/LossProfit/Loss %
VUG$260.00$268.57+$8.57+3.29%
HIVE$32.50$25.94–$6.56–20.18%
BTC$32.50$31.88–$0.62–1.90%
πŸ“Œ TOTAL$325.00$326.39+$1.39+0.43%

πŸ“ˆ Investment vs Portfolio Value

WeekInvested ($)Portfolio Value ($)
125.0025.00
250.0051.25
375.0075.82
4100.00100.66
5125.00127.68
6150.00146.25
7175.00162.57
8200.00184.51
9225.00206.78
10250.00234.53
11275.00265.43
12300.00299.46
13325.00326.39

πŸ“‰ Market Insight – Week 13

This week is VERY important:

  • VUG split makes accumulation psychologically easier
  • Bitcoin continues stable above $75k
  • HIVE still weak but perfect for accumulation

And something key happened:

πŸ“ˆ The portfolio is now back in profit


πŸ”‚ Strategic Insight

The split didn’t change value…

But it changed perception:

βœ” More shares
βœ” Easier accumulation
βœ” Stronger compounding feeling

This matters more than it seems.


πŸ’¬ Final Thoughts β€” Week 13

β€œThe market rewards those who stay long enough to understand it.”

13 weeks.

Still here. Still buying. Still building.

And now:

πŸ“ˆ Back in profit
πŸ“ˆ Larger position
πŸ“ˆ Better structure

We continue.

See you in Week 14 πŸš€

Posted Using INLEO

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2 comments

Impressive progress for Week 13. I've been following various investment strategies, and your discipline with the weekly simulation is inspiring. Do you plan on diversifying into other ETFs after this split?

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Thank you very much for your comment. No, I want to stick with the same ETF since it’s a growth fund and my strategy is long-term. In a few years, I’ll switch to a lower-risk option, like the VOO.

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Week 13 that's consistent. I respect anyone who tracks their progress weekly, even when nothing "exciting" happens.

The VUG stock split (6:1) caught my attention. You said it doesn't change the value just how shares are counted. That's a good reminder that splits don't create wealth, but they can make investing more accessible.

Your 80/20 rule (80% VUG, ?% something else?) is simple and disciplined. I'm still learning about ETFs alongside crypto. In Ghana, we don't have easy access to VUG, but I follow the principle: low-cost, broad exposure, and patience.

What's the other 20% in your portfolio? And how do you stay disciplined when markets get noisy?

Thanks for sharing your journey β€” it's motivating to see someone tracking week by week.

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I have 80% in VUG, 10% in Hive, and 10% in BTC. This strategy is called a β€œsatellite” strategy, where you have a core holding of 80%β€”in my case, VUG (but it could just as easily be another ETF like VOO or any S&P 500 ETF)β€”and then the remaining 20% is up to you, depending on whether you want to take on a little more risk.

In addition, steadily growing your portfolio is known as DCA (Dollar-Cost Averaging). It involves consistently adding to your holdings, so it doesn’t matter if the price is high or low, since it averages out, and what matters is the long term.

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