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RE: Fintech is not disrupting banks

There could also be some cross over between the two, banks buying fintech startups and vice versa. I think what I appreciate most about fintech companies is some are able to serve customers that bank would traditionally not serve. This contributes to creating more financial inclusion for the global population.

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That's true. I think crypto does a better job at serving the unbanked but it's still too complex for most regular people to use

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Especially the onboarding part. The abstraction meta may help in that part.

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