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Week 13 that's consistent. I respect anyone who tracks their progress weekly, even when nothing "exciting" happens.
The VUG stock split (6:1) caught my attention. You said it doesn't change the value just how shares are counted. That's a good reminder that splits don't create wealth, but they can make investing more accessible.
Your 80/20 rule (80% VUG, ?% something else?) is simple and disciplined. I'm still learning about ETFs alongside crypto. In Ghana, we don't have easy access to VUG, but I follow the principle: low-cost, broad exposure, and patience.
What's the other 20% in your portfolio? And how do you stay disciplined when markets get noisy?
Thanks for sharing your journey — it's motivating to see someone tracking week by week.
I have 80% in VUG, 10% in Hive, and 10% in BTC. This strategy is called a “satellite” strategy, where you have a core holding of 80%—in my case, VUG (but it could just as easily be another ETF like VOO or any S&P 500 ETF)—and then the remaining 20% is up to you, depending on whether you want to take on a little more risk.
In addition, steadily growing your portfolio is known as DCA (Dollar-Cost Averaging). It involves consistently adding to your holdings, so it doesn’t matter if the price is high or low, since it averages out, and what matters is the long term.