Tips to avoid debts
There are many people who are facing one form of bankruptcy or the other, getting broke is not a good thing and it is something which I believe no one would wish for themselves especially in a society where everyone want to be able to afford at least the basic necessities of life..
Please in all that you do , learn to avoid debts , and if you are into debts , make sure you put in all your best to pay up the debts , as for me I believe that debts is one of the weapon that can easily make a person to face so much difficulty in life if not handled well..
Some people have gotten into serious depression caused by debts which they owe and they do not know how to pay back.
The annoying thing about debts is that you sometimes do not know how huge it is becoming until it starts staring at your face , you start from small debts , before you know it your debts keep growing till it gets to the level when you do not have the financial strength to be able to pay up the debts , and that is when problems and problems continue to pile up..
Personally I am not in any debts , not because I am rich or sort of, but because I have learnt to start living within my financial capabilities , there are some things which I really need but I still did not do it because I do not enough financial capacity to do them out , so I prefer waiting till the time I can do it with my money instead of running into debts because I want to satisfy some certain needs...
There are some debts that can occur when some certain emergencies come up, when unplanned events comes up in our life and we do not have funds to take care of those events , such debts can still be justifiable because we ran into the debts because we are trying to take care of those emergencies which must be taken care of , but that do not mean we should relax too much and start allowing the debts to keep growing...
That is why I have learnt to always save alot of money at least monthly so that I will be able to take care of emergencies without running into several debts