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A major example that is coming to mind is the irrationality of birthing children that one can take care of properly. I understand that a house full of children can be very joyful. But it can turn sour when those children never have full stomach, or when they fall sick and nothing can be done because there isn't enough resources to eat, much less to pay medical bills. The most baffling part is that seemingly educated people also allow themselves to go through this too, and even doing it out of wedlock. The rational this to do in this scenario is first, let couples agree on the number children they want to have according to their available resources. It is commonly called family planning. And apparently, many people don't have any idea about it.
Another example irrationality I would like to point out is of those that live way above their means. I mean, as someone earning around a hundred thousand, why are you living in a rented apartment of around a million? Even if the first rent was paid by favour from someone, rationality should make you understand that you can't continue with the rent with your current pay once the rent expires. Which means you'll need to get a job with a higher pay, or begin to search for a cheaper apartment before the rent expires. Now, I that living in such environment can expand someone's mindset and all, but indebtedness can make all the knowledge and exposure gathered to seem meaningless over time. The rational thing to do here, like I mentioned earlier, if you can't find a better paying job before you have to leave, make good connections with the people that live in that high-brow environment. Because access can still do things that leaving there could.
Let me end by saying, indeed due to the rationality or humans a lot good things have been achieved. But due to irrationality, we tend to want to tear it all down.
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