Retirement? !! It's for the financially capable ones

Everyone wants to enjoy their life and to enjoy life, financial backup is very important as it is needed almost in every step of our life. We work hard to earn money, and we dream of earning a good amount of money to enjoy a good life. We chase it like a madman and expect we will focus on enjoying life rather than worrying about finance which we call retirement plan for ourselves.

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The thoughts of people are different and naturally the retirement plans are different for each person. Most of the people truly can’t retire till their death time because they can’t save the desired amount of money they actually want to. Sometimes it can happen because they are not capable enough and sometimes it’s because their desired amount is too much or limitless for some people. That’s the reason there should be a minimum limit considering the time and the value of money for a retirement plan. What is the retirement plan for me? What have I thought about it? Let me share about it.

I am yet to do a job as I finished my post-graduation in recent time. Thinking too much about retirement seems too much for me because I am yet to find a suitable job and plan for retirement seems ridiculous to me. I said it ridiculous because my retirement plan should have direct connection with my earnings. Even if I don’t have any exact retirement plan, I am planning for something that may help me to retire early from the office job at least.

Most the cases it has been seen that people are mostly dependent on the pension for the retirement plan, but I think it’s not possible for everyone. All the jobs don’t offer the pension facility and it mostly available for the government job holder. And only few are allowed to get a government job. So, trying to rely on it is feasible. But starting to save from an early age can be a good solution for it. At least even if I am yet to start doing a job, I started to save money in different ways for the future. At least I don’t need to depend on the pension money for my retirement.

I think that I don’t need to work for long time. At maximum I may do office job for supporting me as well as my family. Within that time, I am planning to acquire a good amount of money that should be good enough for investment. I am ready to take risks for investment. In case of my father, he earned a good amount of money and kept it in the bank and from time to time the value of the money is decreasing. I am not going to repeat that, and I am not afraid of investing in anything, and I feel the risk is calculative one.

Investing in cryptocurrencies for long term seems to be a good plan in my eyes. I am not fully keeping hope on crypto but before I retire, I have plans to save a good amount of investment in cryptocurrency, and I believe that I will be strength of mine over time.

That’s all for my retirement plan for now and I don’t think too much about it as it will be a waste of my time because retirement plan is for the capable one. If one can’t arrange the money there is no retirement plan for themselves.