Financial literacy is all about having a well-guided knowledge of how money works and how to keep track of and grow your finances, as we all know money can be hard to earn but very easy to squander.

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A lot of us grew up knowing what money is but didn't have the opportunity to be financially literate, as early as my junior secondary school days I already knew how to make sales, therefore making money, as I helped my mum with her petty business but wasn't really trained on how to save, invest, and the like term that is associated with financial literacy. Even though my little self would have loved to save gift money I usually got from my dad and relatives, I would always get sweet talked by mum to release my money to her with the promise of saving it for me, only for me to ask several months after and left disappointed not knowing that my supposed daily feeding and clothing were from my savings "allegedly".

Now tell me, how does a young mind feel motivated to save money when he or she is usually not given a positive outcome? I wasn't keen on managing my finances not until I was much into my late teens and early 20s, realizing that I was on my own and had to step up my financial game if I wanted to amount to someone useful in society, I remember diligently working and saving for my WAEC and Jamb forms, and even when I had friends that were more focused on getting the latest clothing or gadgets, I learned to make opportunity cost, and focused on what mattered to me.

Becoming a financially literate person was more like learning the hard way of life for me, maybe if I had people to depend on financially it wouldn't have mattered to me. Focusing on the right age to be exposed to financial literacy, I think the best age should be as early as elementary school, thing children the benefits of saving, and not buying on impulse to satisfy their insatiable needs at all times is important because the earlier they learn the harder it sticks and hardly leaves them when they become adults.

There are so many adults today who yearn quite well but are always lacking money because of the right knowledge on how to manage money, especially in this very difficult economy, amazingly, you will still see those who earn less but keep on growing their assets and wealth because they have the right knowledge on how to manage and grow their funds.

Financial literacy is a very essential knowledge everyone must have, and what better time to teach them than catching them young? By teaching children and young adults or teens about financial literacy, it empowers them to make wise decisions about their financial lives and sets them up for long-term success well as building a secure financial future.

We must prioritize financial education at home and school, and promote healthy financial habits, by doing so, we can create a more financially literate and stable society which might further lead to a better economy where individuals can thrive and achieve their full goals.

Thank you for reading.❤❤