How Insurance Protects Your Family From Financial Disaster
Nowadays it has become very important for everyone to get insurance. Earlier times were different but now the expenses have increased a lot and if there is any kind of problem with your health then the expenses also increase a lot. If you have a car and a house then you must get them insured as well because anything can happen at any time. Nowadays in India, if you do not have car insurance then also you get a challan, it is compulsory for you to get it done but still some people do not get it done. See, it is important to get insurance because it is beneficial for you. Even if you are rich, many people get Term insurance or any other type of insurance, but if you are middle class, then it becomes even more important for you to get insurance.
See, there are many types of insurance like Life insurance, health insurance, vehicle insurance, Home insurance, family insurance and who knows what else, nowadays even mobile phone insurance has started being available. See, many things are changing around us and it is very important to keep yourself safe. If you are an earning member of your family, then you must get term life insurance and other insurances as well because it can prove to be very beneficial not only for you but also for your family. You may be healthy today but who knows tomorrow, then you must also get some health insurance so that you can easily take care of any expenses related to your health. And you should not only insure yourself but also your parents and your family members. Nowadays there are many insurances available but you should choose the right one. Nowadays there are many websites through which you can choose a good insurance and while choosing all this, do some research because many times the insurance policies do not tell you much.
Getting insurance is very important and it provides you security in a way. Earlier in India everyone used to get LIC whose full form is Life Insurance Corporation. People also get it done in large numbers but earlier its circulation was much more. I have also got LIC and we have a health insurance from our office side which has a cover of about 500000 and if you are married then your wife also gets a share in the health insurance. Last year, my office colleague's wife fell very ill and you see, whenever someone in a middle class family falls ill, then he gets very worried about the expenses. If you have health insurance, then there is no need to worry and my friend got his wife treated very well and he got insurance support of almost Rs 2 lakh and he did not have to spend at all. In such a situation, the hospitals also make a lot of profit.
See, when someone close to you falls ill and you are unable to get him treated, then there is no greater sorrow than this and at that time you stand helpless because in such a situation no one will help you, if you are rich then maybe people can help you even for a moment, if you are poor and you do not have money then people do not even look at you because they know that you cannot return the money due to which they do not help you. Look, nowadays the times are changing a lot, so many health insurance policies are available to the sir, you can get insurance for your small children, your parents and other people at very low prices and now if you need to get one, it proves to be beneficial for you because no one knows about anyone's health, if a person is fine today, he can be sick tomorrow and we are not ready to spend so much on it, so it is necessary to get health insurance and if you are an earning member, then you can get Term insurance for your It may not be useful for you but it can be very useful for your family.
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Insurance, in this contemporary world, is a must. Otherwise, it is one's own loss and nothing else. I still dont get it, why won't they go for it? In my country - Pakistan - religion is a specific reason behind it. Like, it's Haram! Why? Of course, no reason at all. Just say that God is the provider and He is going to manage everything. So, why one should use one's own brain or make any physical hustle, huh š. Karl Marx was right when he said "Religion is the opium of poor people". Kudos to you for bringing up such a genuine issue. Insurance is one of the finest business idea out there, benefitting both parties, so a win-win for all.
Appreciated šš
Indeed insurance should be compulsory for everyone. That is not good specially for the poor peoples. It is sad to see poor people die and suffer due to lack of money. š.
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In Italy we have some compulsory insurance like for the car and the driver you can't drive without an insurance or if you buy a house you need a basic insurance for accidents and of course in every job you have a job insurance and as in India many others kinds , I think it's good having insurance because as you said can save you in many cases but we must pay attention of what kind of insurance we made and about all the details.