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Getting a lemon of a home can cost a lot down the line. Large or small, it's prudent to have your future home in a livable state with no surprises. I happily paid a trained structural inspector to asses my home before I signed the contract of sale.
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Yes you are right, this is why I chose to consider a lot of options especially from professionals, I hope that when I get the chance to buy my own house, I will be able to make the right decisions.