RE: Financial crisis

Most people don’t always reply to this guy's message because when they see his message they know he is about to beg for money...

Of course. Who would love to reply someone when they believe he's coming to task them again and never message them for any other thing or not using the money productively to invest in profitable venture?

Since you did mentioned he's working and earning, I think that dude should find a way to reduce his expenses and cost.