[ENG/PT-BR] The education system needs financial education!

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English

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The educational system in Brazil needs to change urgently, emerging from the new ideas and evolution that we should take naturally, but that do not happen, I believe that we could change a little in the curriculum of teaching subjects given to students, starting in elementary school until the end of the high school (our second degree) I believe that many things could change, but if I could choose just one subject initially, I would choose one that I never 100% understood why we learned and I would put one that I think should have been in the classrooms for a long time of class.

Firstly, removing a subject from a school's curriculum does not mean that it is worse or better than others, I believe that each one has its own peculiarities and at some point in your life you may need it, but in my case, if there is a subject that I never understood why it was taught, it was Art, in which things like creating drawings, models, concepts of ancient and modern arts, among other things, never served any purpose. For me, despite its contemporary importance, I have never applied anything I learned (and have probably forgotten) about this subject anywhere.

Explaining better, the concept of Art is:

Visual arts are a set of artistic manifestations such as: painting, sculpture, drawing, architecture, crafts, photography, cinema, design, urban art, among others.
The concept of visual art is related to the act of visualizing - “seeing” - therefore, it integrates the arts in which enjoyment, that is, appreciation, happens through vision.
Due to its importance and size, there is currently a higher education course in “Visual Arts”. In it, the student leaves with the title of visual artist, which allows him to create, evaluate and participate in the cultural and artistic market.
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So, as said, I believe that these processes and actions are important, but they don't seem to fit very much into what we experience today. Having a culture, learning about it and carrying out tasks that are focused on all this teaching is important, after all, a people without culture is not really a people, a nation, a gigantic community that respects its traditions and understands that the new also It is part of creating a culture. I just think that the application of this teaching is something more specific, aimed at those who will really work with this, who want this for their life, so a future engineer, programmer, physical education teacher, where they would use everything that Art encompasses ? Well, to this day I don't know where that would fit in.

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Now with everything I have experienced and realized about the modern era in which we live and still considering Brazil, as a country where taxes are king and bills to pay are infinite, I believe that the most urgent matter that should enter our educational system, for sure it is financial education, because, no matter which area or segment you will follow, you will certainly need money, you will work with money, there will be the actions of paying and receiving, increasing resources, reducing expenses, improving the quality of your product or service, create contacts with the best suppliers who offer their products at the lowest price, among other operations.

In this clash, if we make an exception, when I say that there is no subject more important than another, but, in this case, for your life, making drawings, sculptures, cardboards, crafts or design would be more important than learning to earn your money responsibly, invest, emotional control, financial control, open your mind to new businesses, know where to apply your resources, make your money bring more money? Phew, definitely not. So, in a third world country, overwhelmed by corrupt politicians and sky-high prices, teaching children from an early age how financial education can change their lives could make these children grow up as adults aware of the importance of mastering their money. and not become a slave to the public machine and the system.

Not that teaching how to take care of and invest your money will save the country from bankruptcy, but my point of view says that people with an open mind, who could learn about how to use their money more consciously, could avoid major social problems, perhaps more focused on the problems of violence, robberies, robberies and other things, which shows that the people who do this may not be totally bad people, but desperate people who didn't know how to take care of their money efficiently.

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For this reason, teaching about how to have financial control can make all the difference for people, opening their minds to new market developments, giving them a better life, the ability to have a good life, without getting into trouble or getting stuck. in debt. Therefore, I would really like this subject to enter schools as a matter of urgency, as people get lost a lot because they don't know the power that money has in transforming their lives if used correctly.

Thank you very much to everyone who donated a little of their time to read. Until next time guys!

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Português

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O sistema educacional do Brasil precisa mudar urgente, emergente nas novas ideias e evolução que deveríamos tomar naturalmente, mas que não acontecem, acredito que poderíamos mexer um pouco na grade das matérias de ensino passada para os alunos, iniciando no ensino fundamental até o fim do ensino médio (o nosso segundo grau) acredito que muitas coisas poderiam mudar, mas se pudesse escolher apenas uma matéria inicialmente, escolheria uma que nunca entendi 100% o motivo de nós aprendermos e colocaria uma que acho que já deveria estar há muito tempo nas salas de aula.

Em primeiro lugar, retirar uma matéria de dentro da grade curricular de uma escola, não quer dizer que ela seja pior, ou melhor, do que outras, acredito que cada uma tenha a sua peculiaridade e em algum momento da sua vida você pode precisar dela, mas no meu caso, se tem uma matéria que nunca entendi o motivo de ser ministrada, era a de Arte, no qual coisas como criar desenhos, maquetes, conceitos de artes da era antiga e modernas dentre outras coisas, nunca serviu de nada para mim, apesar de sua importância contemporânea, nunca apliquei em nenhum lugar nada do que aprendi (e provavelmente já esqueci) sobre essa matéria.

Explicando melhor, o conceito de Arte é:

As artes visuais são um conjunto de manifestações artísticas como: pintura, escultura, desenho, arquitetura, artesanato, fotografia, cinema, design, arte urbana, entre outros.
O conceito de arte visual está relacionado ao ato de visualizar - “ver” - por isso, integra as artes em que a fruição, ou seja, a apreciação, acontece por meio da visão.
Por sua importância e dimensão, atualmente existe o curso superior em “Artes Visuais”. Nele, o estudante sai com o título de artista visual, que o permite criar, avaliar e participar do mercado cultural e artístico.
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Então, como dito, acredito que estes processos e ações sejam importantes, mas, não parecem se encaixar muito no que vivenciamos na atualidade. Ter uma cultura, aprender sobre ela e realizar tarefas que sejam voltadas para todo esse ensinamento é sim importante, afinal, um povo sem cultura, não é bem um povo, uma nação, uma comunidade gigantesca que respeita suas tradições e entende que o novo também faz parte da montagem de uma cultura. Apenas penso que a aplicação desse ensinamento é algo mais específico, voltado para aqueles que irão realmente trabalhar com isso, que querem isso para a sua vida, então um futuro engenheiro, programador, professor de educação física, onde usaria tudo o que a Arte abrange? Bem, até hoje não sei onde entraria isso.

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Agora com tudo o que vivi e percebi da era moderna em que vivemos e ainda considerando o Brasil, como um país onde imposto é rei e contas para pagar são infinitas, acredito que a matéria mais urgente que deveria entrar no nosso sistema educacional, com certeza é a educação financeira, porque, não importa qual área ou segmento você irá seguir, com certeza você precisa de dinheiro, trabalhará com dinheiro, existirão as ações de pagar e receber, aumentar recursos, diminuir gastos, melhorar a qualidade do seu produto ou serviço, criar contatos com os melhores fornecedores que oferecem seus produtos com o menor preço, dentre outras operações.

Neste embate, se abrirmos uma exceção, quando digo que não existe uma matéria mais importante do que a outra, mas, neste caso, para a sua vida, fazer desenhos, esculturas, cartolinas, artesanato ou design seria mais importante do que aprender a ganhar seu dinheiro com responsabilidade, investir, controle emocional, controle financeiro, abrir a sua mente para novos negócios, saber onde aplicar os seus recursos, fazer seu dinheiro trazer mais dinheiro? Ufa, com certeza não. Então, em um país de terceiro mundo, arrebentado por políticos corruptos e preços nas alturas, ensinar para crianças desde cedo como a educação financeira pode mudar a sua vida, poderia fazer com que essas crianças cresçam como adultos conscientes da importância de dominar o seu dinheiro e não se tornar um escravo da máquina pública e do sistema.

Não que ensinar como cuidar e aplicar o seu dinheiro vá salvar o país da falência, mas o meu ponto de vista diz que as pessoas com a mente aberta, que pudessem aprender sobre como utilizar o seu dinheiro com mais consciência, poderia evitar grandes problemas sociais, talvez mais voltados para os problemas de violência, assaltos, roubos e demais coisas, que mostra que as pessoas que fazem isso, podem não ser totalmente pessoas ruins, mas pessoas desesperadas que não souberam cuidar do seu dinheiro com eficiência.

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Por este motivo, ensinar sobre como ter o controle financeiro pode fazer toda a diferença para as pessoas, abrindo a mente delas para as novidades do mercado, podendo conceder uma vida melhor, uma condição de possuir uma vida bacana, sem passar apertos ou ficar enrolado em dívidas. Sendo assim, gostaria muito de que essa matéria entrasse nas escolas em caráter de urgência, pois as pessoas se perdem muito por não conhecer o poder que o dinheiro tem em transformar as suas vidas se usado corretamente.

Muito obrigado a todos que doaram um pouco do seu tempo para ler. Até a próxima pessoal!

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Bang, I did it again... I just rehived your post!
Week 180 of my contest just started...you can now check the winners of the previous week!
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Bom dia mano.

I agree but the arts are some people. The arts is definitely not for me. I even have trouble drawing stick men. But my art I guess that makes or made me me money that I invest today is I am a carpenter. I can build new homes, skyscrapers made of concrete, and I did that for 20+ years. I do sculptures for people to work/live/stay in. Never thought of it that way until today reading your post.

But I 100% agree that schools should be teaching currency and investing and growth, also the necessities of real life. I personally think education today only teaches our children to be obedient slaves to their employers. Best way to go is to be self employed to be your own boss, and you invest what you best and best you can. Retire early and enjoy life while being active.

Beleza mano.

!ctp
!bbh
!portugal
!lolz

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Concordo com todos os pontos que você abordou. Finanças é algo que deveria estar presente na vida de qualquer pessoa desde cedo, como não existe uma educação voltada para isso, muitas pessoas crescem e acabam se enrolando em dívidas. Quando conseguimos entender o que isso significa desde cedo, muitas problemas podem ser evitados.

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Eu acredito fielmente nisso, que a educação financeira poderia fazer uma grande diferença na vida das pessoas se ensinada desde cedo, acredito que nem precisaríamos escolher algo para tirar, apenas colocar ela para somar já seria muito legal.

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Mas se eu falar que concordo então é porque estamos alinhados. !DHEDGE

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Alinhados até demais man kkkk, valeu como sempre!

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Eu também não entendo porque Educação Financeira não é obrigatório nas escolas!

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Talvez porque entra naquele negocio das ideias malucas, das teorias da conspiração, quanto mais burro e endividado for o povo, mais fácil para governantes escravizarem eles com programas sociais ou algo do tipo.

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so a future engineer, programmer, physical education teacher, where they would use everything that Art encompasses ?

In that case I want to ask you what is the use case of mathematics for a doctor?

Art is itself a skill and it's a thing which can capable enough to make money. I am giving you a example.
while making a building drawing the building structure is a thing which is required to understand what kind of building it's going to make. Not only building, most of the constructing thing draw everything according to plan. It can help to understand how it will be look like and is there any wrong or not. And drawing is a part of art.
An artist find the art everywhere and it's their talent. And I am not agree to remove it.
But I am totally agree with you in case of financial educating and I feel it's very important.

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I understand your point of view and it makes perfect sense, in fact it would be good to have financial education added to the curriculum, that is, add it to everything we already have, art does have its importance, but I see it more as a material aimed at some specific professions, for example, as well as chemistry and physics, we will also not use all the time in our adult lives.

In any case, the more interesting subjects we have the better it will be for the student, here in Brazil with a complicated education system, where there are many deviations and corruption, having financial education could make all the difference, but it is a distant dream apparently. Thanks for commenting!

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think that school is constantly evolving according to the time in which we live. Speaking about art, I think it is important only in the first years of school to help us discover ourselves and after that it should only be an option. Learning in school how to take care of our money seems to be of significant importance. From the child who receives the money weekly from his parents to teach him how to save and use it to the adult investor to remove the risk of losing the investment due to many reasons. So I'm PRO-Let's learn this while we're still at a young age and try to remove the risk as much as possible

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I agree with your point of view, in the beginning the Arts really make a difference and teach us many things, but when we are young, I believe that we could have the power to choose subjects that we like more and that's why I think that the arts would be more of a material chosen for this purpose, for those who want a career in this, now financial education would be from the beginning to show children and young people how important it is to have control over their money. Thanks for commenting!

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Eu penso que há espaço para os dois no sistema educacional brasileiro; tanto para educação financeira, quanto para a valorização da Arte e Cultura. Porém, definitivamente não há um plano de ação, não há organização e o principal: não há interesse em que esse sistema seja mudado! O que é uma tristeza.

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Com certeza o mais correto seria somar a educação financeira com o que já temos, retirar a arte ou qualquer outra matéria é somente se não houvesse jeito mesmo, mas na minha opinião a matéria de Artes, propriamente dita da escola nunca me favoreceu em nada, agora umas aulinhas sobre dinheiro teriam feito a diferença na minha vida kkk

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It's kind of disheartening how we seem to pay more and more taxes but we don't see them in infrastructure that we need. Every day the government tells us how they spend so and so billions on some project, but education is still poor and security is still wack. Honestly, I really don't know where we're going with all this.

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I completely agree with you, taxes and more taxes, but what should really happen, which is to have a serious and heavy investment in education, does not happen. Here in Brazil it's sad, because corruption is huge and so many resources are diverted, and there's no shortage of bills to pay, they always invent something new.

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Back then in high school, there were subjects relating to economics and finances but none on how to actually manage or control one's finances... Now I wish I was taught sooner.
You made a vital point there, such a subject will really make a great impact if introduced.
I hope your country's educational system gets that reformation.

Nice read! Thanks for sharing 💞

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I believe it should be mandatory to have this, an education focused on business, using our money, learning to save and invest consciously. Thanks for the comment!

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