My first step to financial freedom
2023 is gradually moving and it seems like almost everyone I know has it all figured out already. Well for me, it is an intentional year for me.
As one of my resolutions, I am determined to save money everyday no matter how little. In fact, this is top on my list this year. Last year, I had an issue with saving some money because I was procrastinating and waiting to save a particular sum of money everyday. It turned out that while I was waiting to have that amount of money to save, other things came around to help me spend the money.
I have killed that procrastination spirit this year( God willing). I started with getting a locally made piggy bank for myself. At first I asked myself how I would start. You know just like they say, "the spirit is willing but the flesh is weak". My major concern is having self-control in this kind of economy that prices of things are constantly going up every single day. We are battling with PMS currently in my country and the government isn't even saying anything about it. It baffles me how a country like mine that has enough crude oil still sells refined PMS at an outrageous price. Well that will be a discussion for another day.
Having self-control is actually what I am fighting currently. How do I cope with the fact that I have money hidden somewhere and I need to buy something for myself or for the house?. What's the guarantee that I won't want to break my piggy bank. Well, at least I have made a big step by getting a piggy bank for myself. I will try as much as I can to fight the urge to spend out of it. I will give myself one month and see how it goes. If it doesn't work, then I will find another way to save.
What I know is that this year, I will save. And whether my flesh and spirit likes it or not, it is a done deal already.
Have you ever saved using a piggy bank, how did you manage to save without touching the money?
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Having a piggy bank is always a great way to save.
I always keep one at home and I put all the coins I find in my pockets.
I have an emergency savings plan and a portion of my income is allocated to investments each month; I need the piggy bank as a boost at the end of the year I open it and everything inside is reinvested to put the money to work😉
It's an interesting plan and a good objective! First step of wealth for everyone is spending less than you earn.
I like the attitude of give small amounts credit, so that you can watch yourself succeed instead of feeling a sense of failure.
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