RE: HBD stablecoin - Is the 20% APR compounding interest daily or monthly?

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It's 20% APR, divided by days in a year, added to your claim balance and then compounded monthly if only you claim.

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Yeah, might be compounded monthly, while accrued per each block (at 3 seconds each) as @smooth emphasized on that. That would mean that whatever you add to your Savings during the month, will provide interest right away.

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