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These notes are actually made with real gold, so there's one gram of pure gold embedded in the note itself. The investment is in the gold and the art I suppose as well. They do make some embedded with silver as well, but I like silver coins more personally. This is just a less expensive way to invest in gold, buying a gram or half a gram is much more practical for most people, and ounce would cost you $2,666 at the moment!