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That's a very nice thought, which will stay as a dream for Bitcoin... 😃 Luckily, we have other options that could be used for payments... 😃
I have to admit that I had the same point of view as you... Finally, an alternative for banks, PayPal, Skrill, and all other "blackmail" companies... There are scams in crypto, but with those guys, I never felt my money was safe with them!