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I think a lot about students, retirees, and even new immigrants; there is a long way to go, but everything in life requires a lot of effort.
You listed the most vulnerable types of people... Those groups have to make a double effort than others, which is a huge disadvantage at the start... Knowing that even people who have stable and well-paid jobs are struggling, imagine those who have no job, starting their life, or living on a small pension...
The time is running out, and the best thing that we can do is to think about ourselves and our closest ones, try to "secure" our tomorrow, and make it at least a bit certain that it is... While we can...