RE: Hive Power lending service: a win-win business

Ooh, I get it now. I see what you mean, and what could be its selling catchphrase.

However, it's not like the "lease don't cost anything to the person that take the HP loan. It costs them exactly the HBDs APR. They lock the HBD in the lease, instead of locking them in savings and getting the savings reward for themselves, so no free lunch for anybody.

However, it would be certainly easier to use than getting rewards in tokens and then having to convert, and also it's "more stable", as you get direct cost/reward guarantee (borrower knows they lose APR from those HBD they locked in the lease, while lender knows the exact HBD value of the rewards with no side token price fluctuations).. on the other hand, the lender still can't liquidate that savings-HBD for 15 days on average (savings reward paid every 30d, so avg wait time ~15d)

Great, thanks for explaining!