RE: When In Need, Start with your own Circle

It is a bad habit... I have heard a similar situation, but this person was not my friend, I just know his user, he dm me asking for loan which i borrowed him and he failed to pay on the day he promised and i had to remind him days later, he later paid and the following day he came again asking for another loan with an excuse that he want to buy a cardigan for his daughter, I didn;t even bother to reply.