RE: NectarPay Needs One Brave Hive Account Tester

Payment UX on Hive has been the missing piece for mainstream onboarding. The key question is whether NectarPay handles the HBD-to-fiat exit ramp or focuses purely on Hive-internal payments. If it solves the 'I have HBD in savings but cannot spend it at a coffee shop' problem, that is bigger than it sounds. Hive has the yield — what it lacks is the spend loop.