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That is very true. We started a 403B long time ago per advise of our financial planner, but even still pension and 403B is not enough.. and we are not counting on social security. lol. Who knows what will happen with that. So crypto and other investments will have to mature a little more. Wish you the best this new year and fingers crossed things will get moving in the crypto space. This year has been boring as far as that's concerned.
Yes it has! I wish I had started investing in my 403b sooner or at the very least a little more at the beginning. The problem is you still can't touch that money without penalty until much later, so it's kind of pointless. I am not really planning on SSI either.