Only for the lowest-paying option, in my opinion. For everything else, the reason for having a time lock is lost if we have the same functioning as for the HBD saving account now because one could leave the HBD in after the time lock expires and have the HBD unlocked and also earn a better APR.
Only for the lowest-paying option, in my opinion. For everything else, the reason for having a time lock is lost if we have the same functioning as for the HBD saving account now because one could leave the HBD in after the time lock expires and have the HBD unlocked and also earn a better APR.