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I say it is a good decision.
I also keep a low profile these days, no spending, but not buying either.
Especially in Europe, I am not sure what will happen after the 1st of July for instance with exchanges like Binance that will probably not take the Mica license.
I think we are experiencing some turbulent times.. But if we stay calm, we will get out of them safe.
Challenging times indeed, although I still hope Binance will get license as I like their app and perks.