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I agree that the interest of HBD should be further reduced. For me, 10% is still very good, as you know it's a pure incentivization and I don't blame those who want to be here for the interest alone. Most people in crypto just want to make profit.
Although I think the DHF is the bigger issue, and that's probably where most of us agree.
Yes, the DHF expense is the largest monthly expense for Hive right now.
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