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Your decision is excellent.
HBD savings no longer have the same appeal as before. So I think it's better to convert your HBD into HIVE and power it up, where you can earn around 11–14% APR.
The biggest advantage is that HIVE has much greater potential for price appreciation because it is currently trading at relatively low levels. This means you could earn significant capital gains, something you won't get by keeping your funds in HBD.
Big risk, high reward, let's see how it plays out on the long run. This is my last play on the Hive blockchain if it doesn't pan out as I feel I've dedicated so much time and got almost no return from it, besides the pleasure of being here and making "friends". But as I have invested quite a bit here, at least to get my investments back and a bit on top. :)
I completely agree with you. I have also spent more than seven years on the platform. I joined back in 2017 when it was still Steemit, and later I switched to Hive.
To be honest, every investment I made ended up being sold at a loss.
This is also my final attempt from an investment point of view. I recently bought 45K HIVE and powered it up with the hope that I can finally recover my previous losses.
I had very high expectations from Hive, but sadly those expectations are gradually fading. 😔