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First of all, is it already the bull run? Because I didn't feel it in my portfolio huhu. second, I've been thinking about investing a huge chunk of my savings to hbd for my retirement but I'm quite hesitant as interest rate might go down in the future. Do you think it will go down?
This is the bullrun year. BTC if already mooning, but if you're holding any coin apart from BTC then you'll have to wait till maybe later in the year. As for HBD I think the Apr can change but might probably not go lower than 10%