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To implement the idea I think there is a need to create a new feature in the Blockchain, otherwise it would be to risky for the one lending the HBD. Also, it must consider compensate posible differences in the income % of curation and savings. But I think it's an interesting idea! Keep going!
At this moment need a trusth third party so I use @canje a long going business of remittance to Cuba with HIVE, HBD or LEO.
The difference between curation and Savings for the one to take the loan is cover with the chance to make liquid that HP fast. But I taking in account that most of people don't have HBD in Savings, most just swap HBD for Hive and do power up or directly spend it.
This is a niche idea, see it like another choice for people that want HP but desire the chance to make it liquid without have to wait 13 weeks.
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