We get paid on the last Friday of the month so should have money for the bills that come in when the next month starts. Generally we are okay, but I expect other people struggle between paychecks. We pay for a lot of things with the credit card, but if you can't pay it off then it gets expensive.
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Yeah, credit cards can be bad if you don't manage them well. However, if you do manage them well, they can be a nice source of benefits. You just have to be careful. There are times I put stuff on a credit card that I would normally pay cash for simply because I know I can pay it off and I earn rewards points for using the card.
We get reward points too, but the rates are not great. Years ago you got more per pound. At least we get something back.
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