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I think 5% is fine. The biggest issue with HBD savings is that itβs not HP, so how does it actually support the platform other than letting you easily withdraw money in 3 days? π€π€
On the other hand, HP requires actual judgment when supporting content and is subject to a 12-week power down, I think there is too much of an imbalance between what each one contributes to the platform.
Instead, I would adjust the withdrawal period from days to weeks; rather than 3 days, it should be split into 12-week portions, just like what happens with HP ππ
Pienso 5% esta bien, el conflicto mas marcado que tiene el HBD saving es que no es HP, entonces en que apoya mas que sacar dinero facilmente en 3 dias π€π€
Mientras el HP si requiere criterio al apoyar contenido y esta sujeto a 12 semanas de retiro, pienso hay demasiado desbalance en lo que contribuye uno y el otro para la plataforma
Yo mas bien ajustaria es los dias de retiro a semanas de retiro, en vez de 3 dias, que se divida en porciones de 12 semanas al igual que sucede con el HP ππ
The interest rates on HBD are a way to avoid everybody converting them to hive and thereby increasing the hive supply dramatically. I totally agree that hbd interests don't bring much to the table, other than keeping people invested in HBD but at the same time the interests on HBD become a potential source for hive inflation...
The control works the Same if the withdraw of HBD obtained by HBD interest rate is obtained with the same 12 weeks structure π€π€
3 days HBD VS 12 weeks HP it is out of proportion π π