RE: Delegation or In-Game Staking? Compare Hive & Colony Rewards

This is exactly the kind of post I needed to read right now. As someone relatively new to Hive, I'm still discovering all the earning layers beyond blogging — HBD savings at 15% APR, liquidity pools, delegation, curation.

I started with powering up my HIVE, and now I'm looking at HBD savings as a way to preserve value while earning. In Ghana, where currency depreciation is a constant challenge, having access to 15% APR in a stablecoin feels almost too good to be true — but it's real.

Quick question: For a beginner with small capital, would you recommend starting with HBD savings first, or diving into a liquidity pool like SWAP.HIVE:DEC?