Borrowing like you said is for establishment and is only good for people who knows how to manage money.
At this stage I can't borrow money for anything except maybe to invest in my blog, I'm still learning how to manage money properly.
This was a nice read.
Greetings!✨
we have people that have different view for borrowing and what they are saying is not wrong. I believe you can use borrow into our advantage. It is something you have to know what you're doing before you try